wedding insurance-

How many of you are taking out wedding insurance? Do you think its worth it? Do you know what it covers?

I'm debating whether or not to get it.

I was going to do this but then I decided I could use the money for other things. Though I think it's probably a good thing to have, I decided to cut it out of my budget. I figured that I'd been to many, many wedding that went off without any major hitches and they didn't have insurance.