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What would you do?

Shorty McBride Posted:

What would you do?

If you were in a little fender bender and your front bumper was cracked, would you

A) shell out the $ for a whole new bumper right now

OR

B) glue it for as long as it'll last, THEN worry about replacing the bumper?


Situation: FH was in a little accident today. He *thinks* someone rear-ended him then he hit the car in front of him. They were stop and go in bumper-to-bumper traffic (due to another accident on the road) with the setting sun directly in their eyes.

FH's minimal damage is the most damage - the other 2 cars were higher off the ground and just have paint scratches. All 3 parties declined police involvement (they were already on the scene for the OTHER accident - same cause, by the way) and all 3 parties signed off that they will NOT be contacting their insurance companies.

FH called the woman that he rear-ended to check up on her, make sure her and her doggy were OK, etc., and she reiterated that she is NOT involving the insurance company. She's not hurt, not sore, and was really nice about it. They were only going about 5-10mph at the time of the collision.

His [incredibly over-involved] parents are flipping out that he's considering NOT replacing his bumper at the moment - just gluing it for the time being. They were yelling that he has a 'new car' (its a 2003), it should look NEW.

Bottom line is that we really don't have ANY extra money laying around. This bumper could be anywhere from $400 to $1200 (used, new, refurbished, etc) - we're not really sure, and the body shop is closed already. There's just no money!!! I owe on my taxes - he doesn't even have his W2 yet....we both have tuition, bills, the freaking WEDDING, etc.

I bet you're asking why he won't just put it through his insurance.....While his insurance deductible is only $500, he's under 25, he already has 1 chargeable accident AND a ticket from 3 years ago. His rates will increase, and he's afraid to be dropped. PLUS, the damage is on the front of his car, where HE hit the car in front of him.

So I guess I'm just trying to see what you guys would do.

Choice A or Choice B?
Thanks


I would go with B, hands down, but apparently he's considering A!

Please note the bumper is not even CLOSE to falling off or anything - its just a spider/shatter crack, with one split crack. Not beautiful to look at, but not structurally important either.

p.s. - He's totally OK...he hit his knee on the dash, but otherwise, he's OK.
jenn122397 Posted:

Re: What would you do?

as long as its not like scraping on the ground i would leave it as is (or glue it as long as it wouldnt ruin it).
I had an accident with my other car and didnt wan to spend the $500 to fix it so i drove with a big dent and my headlight was actually taped on (but from the inside ~ i kno its ghetto) but hey u gotta do what u gotta do!
D's Girl Posted:

Re: What would you do?

Leave it and keep the money now.

Down the line if you have the extra $$ then fix it
ziamaria Posted:

Re: What would you do?

leave it be...after a few days it wont bother him anymore...save the money for the important stuff! then again, i was driving a 17 year old car until 3 months ago, so im a bit biased...lol

tara51799 Posted:

Re: What would you do?

I would leave it for now. It would drive me crazy but the money is not there and it is something that can wait!!

ksl268 Posted:

Re: What would you do?

Just leave it alone. You can always have it fixed later. I'm glad everyone is okay
PapayaChic Posted:

Re: What would you do?

SHORTY!!!!!!
leave it be!!!!!

when you guys have the money, PLEASE,PLEASE fm me. I used to and anthony works for car dealerships. He has many contacts with small body shops and im sure i could give you a great price.

Shorty McBride Posted:

Re: What would you do?

thank you!!

Jess, you rock. Again!
bettybcafe Posted:

Re: What would you do?


Posted by D's Girl

Leave it and keep the money now.

Down the line if you have the extra $$ then fix it



Yep. Glue it
Shorty McBride Posted:

Re: What would you do?

I'm so glad the majority agrees with ME!

He must be living in some financial fantasy world if he thinks he can pay for this right now.

eta: I have NO HEAT in my car and haven't replaced it because the parts/labor are approx $1k - he needs to DEAL WITH IT!!!
eelharas4700 Posted:

Re: What would you do?

i would leave it if it isnt too bad. but i did work for an insurance company and they always advice that you report the accident to your insurance company for 'your own protection' (i guess incase one of the other parties would report it for you)....so no harm either way.

iBCraZ131 Posted:

Re: What would you do?

If I were in your situation (which I had been once) I would just reattach the damaged bumper and leave it there. If it is attached correctly, it will be just fine. (My dad is a mechanic) On my old car I got into a pretty bad accident and I opted to not replace my plastic bumper and just reattached it - it was damaged, but it held up just fine for the 7 years I had it after the accident. I would opt for choice B!!

MJDoc12 Posted:

Re: What would you do?

i'd tell the overly involved parents if it's such a farking eye sore for them...then THEY can pay for replacing the bumper. if they are unwilling then they can just S T F U !

sorry you're dealing with this chica! tell rich he's gotta grow some balls and tell them to back up!!!
charisma Posted:

Re: What would you do?

right now glue and not mention to Fh

diva7531 Posted:

Re: What would you do?

Sounds like you don't really have a choice! def. glue it. If his parents want it fixed they can pay for it. Don't you love how other ppl, love to spend your money.

diva7531 Posted:

Re: What would you do?


Posted by Shorty McBride

I'm so glad the majority agrees with ME!

He must be living in some financial fantasy world if he thinks he can pay for this right now.

eta: I have NO HEAT in my car and haven't replaced it because the parts/labor are approx $1k - he needs to DEAL WITH IT!!!



Are you kidding? It's below 20degrees out there!!! And HIS parents are worried about a cracked bumper. That is BULL!
tricia3381 Posted:

Re: What would you do?


Posted by D's Girl

Leave it and keep the money now.

Down the line if you have the extra $$ then fix it



agreed
lilqtpie2181 Posted:

Re: What would you do?

my as$ would just leave it for now and fix it when u have some extra moneyl its just a bumper. my bumper has been scratched for a year and iw ont fix it until i move to the island since i know it willjust get screwed up again parking in Queens

Shorty McBride Posted:

Re: What would you do?

Thank you
GabrielleandJohn Posted:

Re: What would you do?


Posted by D's Girl

Leave it and keep the money now.

Down the line if you have the extra $$ then fix it



Ditto!

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