Search in your own words. Describe what you need or ask a wedding planning question.
Cant say I have money to put down on one, but I've been looking in Nassau County. Some of them are pretty reasonable but the inside of them look like they might need to be changed (esp the kitchens). Wouldnt it be so nice to have money to buy a house???? Im thinking in 10 years lol. Seriously thats when I'll have enough saved!
I browse MLSLI on occasion even though we won't be able to buy for a while. It's the taxes that are the real problem, they're ridiculous in Nassau.
Posted by panjay
I browse MLSLI on occasion even though we won't be able to buy for a while. It's the taxes that are the real problem, they're ridiculous in Nassau.
FH and i are hoping to buy a house or condo a few years after the wedding, we have $ saved now, but would like to use the $ we get from the wedding as part of the downpayment as well.
That will definately work. I know alot of people take their wedding money and put it in CD's etc so it gains interest.
I look on msli a lot but right now it's just a dream. I say I want to go to open houses just to see but I think that would further disappoint me since actually buying a house wont come until probably a year after the wedding. Our apartment that we live in right now basically is like a house... dining room, decent sided kitchen, two floors but I want to OWN something! Oh, to have a lot of money...
Posted by MrsDtoBe09
I look on msli a lot but right now it's just a dream. I say I want to go to open houses just to see but I think that would further disappoint me since actually buying a house wont come until probably a year after the wedding. Our apartment that we live in right now basically is like a house... dining room, decent sided kitchen, two floors but I want to OWN something! Oh, to have a lot of money...
we were for the past year or so, but realizing after his dads surgery that its hard for his parents to maintain the house and (hes 71) take care of it, we decided to renovate it, and pay off the mortgage, Then once we know they are set we are hoping to move out of NY withthem, and just...take things easy lol
Are a lot of you considering moving out of NY? My sister and her husband had a house built right outside of Charlotte, NC. It's insane - five bedrooms, HUGE kitchen, three bathrooms, a bonus room.... and really reasonable but to me, it's just not NY! I dont think I'd be able to do it.
Posted by DonnaPWhite1124
Posted by panjay
I browse MLSLI on occasion even though we won't be able to buy for a while. It's the taxes that are the real problem, they're ridiculous in Nassau.
I heard that also....they're what like 9K a year? And I heard another thing that there's mortgage insurance that the brokers and realtors dont tell you about. A couple we know put a bid on a house in Massapequa for 400K and the mortgage ended up coming out to 4,000 a month. I was like why??? They told me mortgage insurance Donna, they dont tell you that part!!
To avoid PMI you need to put down 20% of the selling price. So, unless have ~$100,000 sitting in the bank your in trouble...I'm in the same boat right now.
we've sort of been looking but we want to start really searching this time next year!
it has to be 20% down, however, as soon as you have 20% of your mortgage paid, you no longer have to pay PMI...the PMI is 150 a month
Posted by mishmosh514
Posted by DonnaPWhite1124
Posted by panjay
I browse MLSLI on occasion even though we won't be able to buy for a while. It's the taxes that are the real problem, they're ridiculous in Nassau.
I heard that also....they're what like 9K a year? And I heard another thing that there's mortgage insurance that the brokers and realtors dont tell you about. A couple we know put a bid on a house in Massapequa for 400K and the mortgage ended up coming out to 4,000 a month. I was like why??? They told me mortgage insurance Donna, they dont tell you that part!!
Yeah its called PMI and you only have to pay it if you put under a certain amount down on a house...im not sure what percentage of the selling price you have to put down to avoid it. its either 10% or 20% possibly???![]()
Posted by MrsDtoBe09
Are a lot of you considering moving out of NY? My sister and her husband had a house built right outside of Charlotte, NC. It's insane - five bedrooms, HUGE kitchen, three bathrooms, a bonus room.... and really reasonable but to me, it's just not NY! I dont think I'd be able to do it.
We just bought a co-op! They are a lot less expensive then a house, but we hope to be able to buy a house around 3 years depending how the housing market is.
Posted by MrsDtoBe09
Are a lot of you considering moving out of NY? My sister and her husband had a house built right outside of Charlotte, NC. It's insane - five bedrooms, HUGE kitchen, three bathrooms, a bonus room.... and really reasonable but to me, it's just not NY! I dont think I'd be able to do it.
i am on mls everyday, we are putting the co-op up for sle and buying a house this summer
