hi girls, i just switched to Bank of america and i have keep the change. i was wondering how the money goes into the savings acct. bc i used my debit card (the temp one) and it was put through as the actual amount...does it clear with the keep the change amount or am i doing something wrong?
tia
quietgirlkate
Posted:
Member since
Re: XPOST: bank of america
If you have access to your account online you will see the original charge on there, and then in a few days the 'extra' change will be added into your savings. For example, let's say you bought something for $24.11 on your debit card, you will see a charge for this right away come out of your checking account. Maybe 3 or 4 days later the remaining $ .89 will be transferred automatically from your checking into your savings. It took me a little while to get used to but when I was balancing my checkbook any time I wrote a purchase down I would just automatically round the charge up to the next dollar so I wouldn't forget. Hope this helps!
ddnsp618
Posted:
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Re: XPOST: bank of america
it does ty sooo much!
JodyLC
Posted:
Member since
Re: XPOST: bank of america
Posted by quietgirlkate
If you have access to your account online you will see the original charge on there, and then in a few days the 'extra' change will be added into your savings. For example, let's say you bought something for $24.11 on your debit card, you will see a charge for this right away come out of your checking account. Maybe 3 or 4 days later the remaining $ .89 will be transferred automatically from your checking into your savings. It took me a little while to get used to but when I was balancing my checkbook any time I wrote a purchase down I would just automatically round the charge up to the next dollar so I wouldn't forget. Hope this helps!
Thats EXACTLY how it works just don't forget to round up to the next dollar or your checkbook will be off and you will be insane!!! I have had this for like 2 yrs now but my first 2-3 months I kept forgetting to round up...Still do from time to time...