Got a no & a check today--2nd question

jennbaby Posted: Apr 02, 2003 10:22 PM

Got a no & a check today--2nd question

I forgot to ask this today.

I got a no reply with a check inside made out to MR. & MRS. John Rxxx!!!!!!! (I love it!!!!!), anyway, how do I cash this? Do we both sign it? We have a joint wedding savings now.

Thank you.

chmlengr Posted: Apr 02, 2003 10:33 PM

Re: Got a no & a check today--2nd question

In order to cash or deposit the check, both your names have to be on the account. I also believe you should both sign the check.

We didn't have a joint account when we got married (long story, don't ask - but we do now), but if we tried to cash a check over $1000, they wouldn't let us. The bank made us put each other names on the accounts. That has worked out well for us.

LisaT Posted: Apr 02, 2003 11:37 PM

Re: Got a no & a check today--2nd question

we deposited those into our joint account. You both do not need to sign the check - in fact if you're depositing it, you don't need to sign it at all. I deposit checks all the time with no signature. Different story if you're cashing, but it should only need one signature.

JennRenee Posted: Apr 03, 2003 07:09 AM

Re: Got a no & a check today--2nd question

I had a different experience with my bank. Patrick and I had a joint account, but it was in my maiden name. We both had to sign ALL the checks, and I had to sign twice ~ once with my maiden name, and once with my married name. It was a pain!

The moral of my story: Check with your bank and find out their policy.

Niecey Posted: Apr 03, 2003 07:36 AM

Re: Got a no & a check today--2nd question

Definitely check with your bank. I had no problem. DH signed the check and deposited it into our wedding account. It was a joint account but my name was in my maiden name. We had no issues.

VickiC Posted: Apr 03, 2003 08:22 AM

Re: Got a no & a check today--2nd question

Definitely check with your bank, as it seems that each one does something different. We had to wait to deposit any checks made out to Mr. & Mrs. until after we had our marriage license to prove that we were married, even though we had a joint account that was in my maiden name. We both had to sign the checks.

Teri Posted: Apr 03, 2003 08:40 AM

Re: Got a no & a check today--2nd question

Call your bank just to be sure. Mine was pretty easy - we had a joint acct, and I just signed my maiden name (since at the time that was my name on the acct) James signed as well and that was it!

Jenn P Posted: Apr 03, 2003 10:56 AM

Re: Got a no & a check today--2nd question

We had to do the same thing as JennRenee. I was in shock the whole time over how generous people were.

JENHOS Posted: Apr 03, 2003 11:05 AM

Re: Got a no & a check today--2nd question

I had to sign the checks twice. The biggest problem was with checks for $5000 or more and when we went after the wedding to make the deposit of a lot of checks at once that totaled significant amounts of money. We got away with it because I work for the bank. But check with their policy so you will be ready when you go in after the wedding.