Did most of you go under your husbands? What are the pros and cons of doing this?
RitasEngaged
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Re: Health Insurance
yup
i did because he is in a union so it is paid through his dues and saves me money
Dreemer107
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Re: Health Insurance
I did. It's only say $20 cheaper a month under his plan - but it was the only way that I could get the additional dental/eye coverage thru his union.
Plus I hate my job's insurance & the fact that I needed referrals.
gina409
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Re: Health Insurance
i didnt have any before lol so it worked out
StaceyWill
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I am because my insurance sux
Rosalind_75
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Re: Health Insurance
nothing but pros for me !!!!!!!
i work for a very tiny company. i was lucky enough that they paid for the entire bill. which was a little over $500 a month bad thing was i had no dental and no vision
dh plan for the both of us a month is a little over $200. that includes dental and vision !!!!
orginally my boss was going to cut me a check for $250 every month to cover the cost but since a co worker of mine is going on his wifes plan for more benefits but cost more he said its only fair that i get the same exact amount as him.
hello $500 a month
coldasice217
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Re: Health Insurance
I kept my own medical insurance, because I get it paid for completely, but I went on DH's vision and dental since I didn't have that at all, and always had to pay completely out of pocket. I will be coming off his vision and dental shortly though....
MaggieLuvsJoe
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Re: Health Insurance
I'm under DHs plan bc he's a NYC teacher and they have good medical coverage. Since i'm only part time in a private school I don't get coverage anyway.
T E R I
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I was on COBRA, so it was a no brainer and DH has union benefits that he doesn't pay for, so I couldn't wait to get on his plan
KerriJohnS
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Re: Health Insurance
I went under DH's... because being a city employee, his was cheaper and better.
But now, he is most likely going to get laid off... so either we have no insurance.. or we pay crazy $$$$ to the Cobra Act. There is a slight chance I can do a life changing event (him being laid off) and be able to get my insurance back for the both of us. UGH!!
MR1223
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Re: Health Insurance
i'm keeping my own insurance for right now since mine is so much cheaper than his, but DH is putting me under his and that will be my secondary. once we have kids, i will stop working, so then i'll still be covered fully under his.
FuTuRe MrS MaZz
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Yep... I actually married him earlier for his benefits I think normally a husband and wife go under whoever's plan is better
julesrbf
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We actually have maintained separate insurances for now. Mostly because I'm planning to leave my job in the next year or so, but my coverage is better, so I figured I'd stick with it for now. (I work in a hospital and have crazy good health insurance!)
alli3131
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Re: Health Insurance
Ive had insurance through DH since we started living together as a domestic partner cause I didnt have any insurance.
Once I go back to work we are going to think about us both being under mine cause most likely my benefits will be better.
MrsC2010
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he's actually going to be going on mine. my insurance is better than his company so he's taking mine. it will save us $$
stinenandy2010
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Go with whoever has the better plan. My plan is much better then DH's so we have my insurance.
scatteredx12
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He's under mine for now. Insurance through his job is reallyyyy expensive so we have insurance through my college because it is now required for all students to have insurance, and they offer it if you don't have any. We also have insurance through the union because I work part time at a supermarket. DH can't get medical though since I'm pt - he only gets dental and optical, but I get medical.
IrishBrideASmiling
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Went under his because his was cheaper and better coverage.
VickiR510
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We are both under each others. DH's is completely paid for & i only have to pay a small percentage into mine, so we are onboth.
Summertimegal424
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Re: Health Insurance
i went on DH's after we got married. I work per diem right now at the hosptial and I am making TOP dollar for it cause im not taking benefits or insurance. but shortly that will end and i will be the carrier of the insurance!
