In this economy, are u cutting back on everything??

Original post by shoegal68

Oct 02, 2008 08:15 PM

during this tough economy are you cutting back on everything including spurlging on yourself here & there? i work in the financial industry & everyday i go to work wondering if i am going to lose my job

Me & DH are pretty good with money. we have an 'emergency account'. plus money we are saving towards a house & i just paid off my credit card debt

in this economy, i know people aren't spending money like they used. i know we are trying to cut back by not going out to eat as much & staying home more often. but i am dying for a facial. i have been in a little bit of rut lately with everything going on at work & in need of a little makeover. but i feel a little spurliging on myself to get back into the swing of things. i feel that the stress is written all over my face.

are you still spending money like you used to? how are you cutting back? do you think its bad to indulge once in awhile

sophisticat13 Posted: Oct 03, 2008 10:23 PM

Re: In this economy, are u cutting back on everything??

DH and I are trying to cut back on eating out and are focused on paying our bills off. We also run our dishwasher and washing machine/dryer only after 11 PM and combined our cell phones into one plan., etc. The economy is definitely a concern for us. We're also worried that we're going to be hit with higher taxes (the marriage tax thing) next year

MrsD71208 Posted: Oct 03, 2008 10:36 PM

Re: In this economy, are u cutting back on everything??

Posted by sophisticat13

DH and I are trying to cut back on eating out and are focused on paying our bills off. We also run our dishwasher and washing machine/dryer only after 11 PM and combined our cell phones into one plan., etc. The economy is definitely a concern for us. We're also worried that we're going to be hit with higher taxes (the marriage tax thing) next year

Why after 11????

lila Posted: Oct 03, 2008 11:45 PM

Re: In this economy, are u cutting back on everything??

i'm trying to spend on 'extras' only when necessary... not so much because of the economy, but bc DH and I are living on one income for the next 8 months. The economy has made us more careful too.

However, we're still enjoying ourselves. Just not frivilously

SeptBride70 Posted: Oct 04, 2008 02:18 AM

Re: In this economy, are u cutting back on everything??

vin and i are saving for a house. so, we are cutting back on little things - we don't go out to eat like we used to, i'm cooking 99% of the time, i have been using coupons for food shopping and going where the sales are. also, i recently took my nails off - it is just one less expense. and i've been going out of my way to avoid shopping for 'fun' -- anything i don't absolutely need does not get bought. so, we are trying. i mean, it doesn't have as much to do with the economy as it does the fact that we are saving for a house.

shoegal68 Posted: Oct 04, 2008 09:29 AM

Re: In this economy, are u cutting back on everything??

my dilemna is i really feel like i am in a rut becuase of my job situation. i'm really depressed during the week & when the weekends roll around i'm fine. so i feel like i need to do something to get me out of it. unfortunately, that means spending money. Also, i really want to take some nite classes to update my skills just in case i have to start job hunting.

hopefully i'll snap out of soon

Dee606 Posted: Oct 04, 2008 09:36 AM

Re: In this economy, are u cutting back on everything??

We have cut back on going out to eat.. We have not bought eachother b-day, holiday gifts since we got engaged.. we use coupons...we try not to buy things that we do not need.
I do still get manicures once in a while (1-2x a month) but have been doing my own pedis. It's my splurge.. that and jones beach this summer.. couldn't give up the beach.

sophisticat13 Posted: Oct 04, 2008 01:30 PM

Re: In this economy, are u cutting back on everything??

Posted by MrsDtoBe

Posted by sophisticat13

DH and I are trying to cut back on eating out and are focused on paying our bills off. We also run our dishwasher and washing machine/dryer only after 11 PM and combined our cell phones into one plan., etc. The economy is definitely a concern for us. We're also worried that we're going to be hit with higher taxes (the marriage tax thing) next year

Why after 11????

It's cheaper to run electricity-powered machines like the dishwasher, etc late at night than during the day I did it in my co-op when I was single and it helped my LIPA bill.

eta: We also got an energy-star fridge...uses a lot less electricity than the old one!!! Believe it or not the fridge can really make your LIPA bill add up

mariaobride Posted: Oct 04, 2008 01:35 PM

Re: In this economy, are u cutting back on everything??

I have been trying my best . We use coupons and we really don't go out to eat as much. I am more conscious with my purchases (especially clothes). Yesterday I did my own eyebrows and manicure. Dh is in accounting so he is going to start laying down the law j/k

donegal419 Posted: Oct 05, 2008 12:49 AM

Re: In this economy, are u cutting back on everything??

not so much, but that's only because I have never been extravagant and neither has DH. We always clipped coupons, only bought what we need, store-brand, etc.