Ive had credit cards sicne I was 18 and have always paid them in full each month. Heres my question...if one month I pay just the minimun by the due date will it affect my credit score tremendously? Will it actually help my score or hurt it? Just curious..
portjeffbride
Posted:
Member since
Re: Spinoff- Credit card score question
if you've paid it in full every single month, and never had a car/student loan, paradoxically, paying the minimum one month might actually RAISE your score..... because it will be the first time you carry a balance, and then sucessfully pay it off in a timely manner....
I know it doesn't make sense, but it happens...
so go ahead, and pay the minimum!
bettybcafe
Posted:
Member since
Re: Spinoff- Credit card score question
Posted by portjeffbride
if you've paid it in full every single month, and never had a car/student loan, paradoxically, paying the minimum one month might actually RAISE your score..... because it will be the first time you carry a balance, and then sucessfully pay it off in a timely manner....
