09er crashing:)..has anyone taken out a loan to pay for their wedding????

im thinking on doing that but dont know where or how it works?

where you went and whats the best deal????


tnx!!!!

IMO I would never take out a loan for my wedding. If you need to put things on credit your best bet is to get a 0% apr credit card - that way you have a year to pay it off.

Me and FH have that and are only going to use it if it is an emergency.

---

Posted by RitasEngaged

IMO I would never take out a loan for my wedding. If you need to put things on credit your best bet is to get a 0% apr credit card - that way you have a year to pay it off.

Me and FH have that and are only going to use it if it is an emergency.

---

i know this is my last resort tho..im just looking at my options..i hate loans and credit cards...and a lot of vendors dont take credit cards..thats the problem!!!!!

---

Posted by aliska21

---

Posted by RitasEngaged

IMO I would never take out a loan for my wedding. If you need to put things on credit your best bet is to get a 0% apr credit card - that way you have a year to pay it off.

Me and FH have that and are only going to use it if it is an emergency.

---

i know this is my last resort tho..im just looking at my options..i hate loans and credit cards...and a lot of vendors dont take credit cards..thats the problem!!!!!

---

Most vendors will take credit cards for the downpayment - than I know after that it is check or cash.

Sorry but I don't really know anyting about loans.

---

Posted by aliska21

im thinking on doing that but dont know where or how it works?

where you went and whats the best deal????


tnx!!!!

---

bethpage federal credit union had decent loans. I def wont be taking one out. I have enough debt. Id take a loan from a family member before id take one from a bank. Fh has one for $10k bc his psycho ex ran up his credit cards and stopped paying them he had no choice but to take a loan. So no more debt here!

---

Posted by RitasEngaged

IMO I would never take out a loan for my wedding. If you need to put things on credit your best bet is to get a 0% apr credit card - that way you have a year to pay it off.

Me and FH have that and are only going to use it if it is an emergency.

---

\

I agree w/ Rita... take out a loan as a last resort, most vendors will accept CC's as a down payment so i would try to go that route.. good luck!!!

No loan for the wedding. I've put a few down payments on my cc. I pay my cc in full each month, so cc companies hate me as they're not earning interest and I'm never late.

More and more vendors are accepting cc/personal checks for all payments EXCEPT the final payment. I paid for my DOC and my florist with my cc as well as my DJ.

But it's either cash or cc with me, and I don't carry a cc balance so it's all good.

We have student loans and we'll have a mortgage...my wedding will be paid for.

---

Posted by christine2010

i will not be taking out a loan for my wedding. i would rather scale back then have to repay a loan. i have heard of a lot of vendors taking credit cards. with the economy the way it is a lot of vendors that i have spoken to have already said they will be willing to adjust their pricing schedule. u should really speak with your vendors before looking to take out a loan. or maybe speak to a family member who can help u out & make a deal with them to pay them back on a set schedule.

---

i couldn't agree more...i would start cutting things out and or ask family for help if that wasn't an option ...

good luck!