A not so expensive HM

I would definately say a cruise, i went to bermuda out of ny on a celebrity cruise this summer, we had an oceanview room, and went for 7 nites, it was 2050 per person, that is not including spending money...and tips for the staff. You may be able to downgrade your room and get an inside cabin for a less expensive price. This march I am going on a 12 nite cruise on celebrity to a whole bunch of islands...it leaves from new york, i have a concierge class balcony room. it was 4700 total for 2 people. Again thats not including spending money, and any alcohol u want or spa treatments you want to do and any excurisions you may want to do.
You could go on a less expensive cruise line like carnival and definately contact a travel agent and give them your budget and tell them the month you are aiming for...they are always a big help!!