anyone know anything about this??

My cousin's husband is a loan officer for a bank and he was telling my FH and I to look into first time home owners grants..has anyone done this or no anything about this??

I know that Fannie Mae helps first time home buyers. I am not sure if they give grants or just help first time buyers get affordable home. Here is the site. It has a lot of helpful information:

Fannie Mae

Also, I just found this link. It's a government website that lists housing grant opportunites

Grants.gov

NP! I also found this site:

HELP

they help Long Islanders find affordable housing. I know a lot of us are looking to buy houses... it's just difficult to find something decent and affordable around here

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Posted by Lucky0510

NP! I also found this site:

HELP

they help Long Islanders find affordable housing. I know a lot of us are looking to buy houses... it's just difficult to find something decent and affordable around here

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yea i know..Fh and I arent sure what to do, we are in a basement apartment now and want to get out but dont know if we can afford something before we get married. We were thinking maybe trying to find something bigger that has use of a yard and rent till we get married..i dont know what to do..it is too expensive on long island!

Are you buying?

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Posted by betiboop7

yea i know..Fh and I arent sure what to do, we are in a basement apartment now and want to get out but dont know if we can afford something before we get married. We were thinking maybe trying to find something bigger that has use of a yard and rent till we get married..i dont know what to do..it is too expensive on long island!

Are you buying?

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We are going to try buying around here first. If we can't get something decent around here we are going to start looking out of state. He really wants to stay here though so I am trying to find a way to make it work. I spoke to a mortgage person and they said renting first is not a good idea. With the cost of living and how much you will be paying in rent... it makes it difficult to save a big enough down payment to actually buy a house. He said a lot of renters get stuck in the 'renters rut' and end up never being able to buy a house I don't want to get stuck renting so that's why we decided moving somewhere else would be better if we can't get something on LI.

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Posted by Lucky0510

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Posted by betiboop7

yea i know..Fh and I arent sure what to do, we are in a basement apartment now and want to get out but dont know if we can afford something before we get married. We were thinking maybe trying to find something bigger that has use of a yard and rent till we get married..i dont know what to do..it is too expensive on long island!

Are you buying?

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We are going to try buying around here first. If we can't get something decent around here we are going to start looking out of state. He really wants to stay here though so I am trying to find a way to make it work. I spoke to a mortgage person and they said renting first is not a good idea. With the cost of living and how much you will be paying in rent... it makes it difficult to save a big enough down payment to actually buy a house. He said a lot of renters get stuck in the 'renters rut' and end up never being able to buy a house I don't want to get stuck renting so that's why we decided moving somewhere else would be better if we can't get something on LI.

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I HEAR THAT! we have been looking but everything is so damn expensive..where are you looking? We were thinking massapequa, bethpage

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Posted by jdienstag

We want the south shore. West Islip, East Islip, Lindenhurst, Oakdale. A buch of my friends just bought in West Islip. They all got their houses for around $400,000

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yea that is what i have been seeing!

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Posted by betiboop7

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Posted by jdienstag

We want the south shore. West Islip, East Islip, Lindenhurst, Oakdale. A buch of my friends just bought in West Islip. They all got their houses for around $400,000

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yea that is what i have been seeing!

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If you find one you really like... you can have your realtor offer less. Most homeowners start out high knowing that the realtors are going to negotiate. So, if you find a nice one around 400k it is possible that they would take 350k (especially if they are looking to move quick) there aren't enough qualified buyers on LI. So, a lot of sellers do accept significantly lower offers.