Ok, so DH and I have only been married about 2 weeks but we're not ready to have kids yet.
I don't mind as DH and I are our early 30s, have our own home and are financially capable, but after reading about how much it cost to have kids we had to do a doubletake!
Total amount needed to raise a child (if they attend 4 yr. public college): $634,456
Total amount needed to raise a child (if they attend 4 yr private college): $846,352
you just can't look it at that way. if we all did that, no one would have kids.
CLMon7906
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
shrugs, whatever happens happens.
and it seems to keep happening. baby #2 on the way! we're praying for geniuses and/or community college.
hayleyandsteve
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
Posted by LaurenluvsTJ
you just can't look it at that way. if we all did that, no one would have kids.
I agree!
Plus, its not like you have to pay this upfront!
And, isn't it soooooo worth it?
eden
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
Posted by LaurenluvsTJ
you just can't look it at that way. if we all did that, no one would have kids.
Ok so it isn't just about money...
DH and I have 10 nieces and nephews between us so we know all the trials and tribulations of being a parent.
The career ceiling for mothers who can't put 110% into work, the daycare drama, being servant to your child, etc.!
But the cost brings another dimension to it! :(
SeptBride70
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
Ehh, I'm not too worried about it-- if my parents did it (and they did it quite well) then we'll do it. Vinny had a freaking nanny and housekeeper growing up lol he was living the high life! But all we can do is work hard, not live above our means and do the best we can.
Fall07Bride
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
those are scary numbers, but if you own a home and have some extra money to put away at the end of every month you can do it. think of it this way, once you have kids - you stop going out - so you'll be saving money!
Mandyin2007
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
Oh dear!!!
SeptBride70
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
Posted by eden
Posted by LaurenluvsTJ
you just can't look it at that way. if we all did that, no one would have kids.
Ok so it isn't just about money...
DH and I have 10 nieces and nephews between us so we know all the trials and tribulations of being a parent.
The career ceiling for mothers who can't put 110% into work, the daycare drama, being servant to your child, etc.!
But the cost brings another dimension to it! :(
hmm, well if you are concerned-- maybe you should consider not having them... a lot of people don't have kids. then i see a lot of people who obviously didn't want kids and had them anyway-- maybe they felt compelled, b/c of society, to have them-- but it's quite clear that they don't want them and then you just create a miserable life for the child you brought into this world and weren't so thrilled about doing it...
i know a lot of people who chose not to have them b/c of a lot of reasons and that's OK too-- it doesn't make you a bad person. i respect people more who don't have them b/c they realize it is not for them than people who push on and have them b/c they feel 'it's the right thing to do'. it's really a personal decision
Kara and Todd
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
Those numbers mean nothing without a breakdown of what they take into consideration.
eden
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
Posted by Kara and Todd
Those numbers mean nothing without a breakdown of what they take into consideration.
u can use the calculator to find that out, it's basically everything and factors in where you live too...
sarahradio5
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
crap... I don't even want a DOG!
CLMon7906
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
Posted by eden
Posted by Kara and Todd
Those numbers mean nothing without a breakdown of what they take into consideration.
u can use the calculator to find that out, it's basically everything and factors in where you live too...
for how long? is that until your child reaches 22?
the 600k figure breaks down to 28k a year....and obviously college tuition years are more and baby years with NO school are less than those...and certain years where you won't need childcare are even lower. these things scare you....but people who make 20k raise kids alone just fine. you KNOW they never spend 600k on their kids in 22 years.
DON'T SWEAT THIS.
billandme
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
Nope. We can't have kids.........
I hope the equation for having a dog isnt' as high
darlene
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
I can't even think of having kids right now...the financial stats are scary, but I'm just scared of screwing them up...I don't want to be responsible for sending anyone to therapy...
NY031978
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
Posted by CLMon7906
Posted by eden
Posted by Kara and Todd
Those numbers mean nothing without a breakdown of what they take into consideration.
u can use the calculator to find that out, it's basically everything and factors in where you live too...
for how long? is that until your child reaches 22?
the 600k figure breaks down to 28k a year....and obviously college tuition years are more and baby years with NO school are less than those...and certain years where you won't need childcare are even lower. these things scare you....but people who make 20k raise kids alone just fine. you KNOW they never spend 600k on their kids in 22 years.
i totally agree....we are no where near wealthy and we have 1 as of now....yes we struggle yes we have hard times and yes we def want more....but id never change my life if i had the choice!
NY031978
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
Posted by CLMon7906
Posted by eden
Posted by Kara and Todd
Those numbers mean nothing without a breakdown of what they take into consideration.
u can use the calculator to find that out, it's basically everything and factors in where you live too...
for how long? is that until your child reaches 22?
the 600k figure breaks down to 28k a year....and obviously college tuition years are more and baby years with NO school are less than those...and certain years where you won't need childcare are even lower. these things scare you....but people who make 20k raise kids alone just fine. you KNOW they never spend 600k on their kids in 22 years.
DON'T SWEAT THIS.
meniasta
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
yes i want to have a child....some people don't less money then i do and they have some beautifull and healthy children...
Michy
Posted:
Member since
Re: Anyone Scared Of Having Kids? $$$ POLL
I love kids but I'd like to be married about two years.
