What are your expenses each month? DH & I are trying to come up somewhat of an itemized budget and I was wondering what should be on there. I don't want amounts, just items we need to budget for.
We already have: Car Payments Car Insurance Gasoline Grocery Store Commuting Costs Wireless Bill Phone Bill Cable Gas Electric Student Loan
what am I missing?
TIA
julz33
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Re: Budgeting a Home - Question ...
Oil - if you have oil Home insurance/taxes (paid with mortgage)
Marcie
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Credit Cards?
bluegrl24ny
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don't forget about Water too. Even though our Water bill is SO cheap!! It all adds up though - ugh!
Valentinegirl
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We also have... Landscaping $100 monthh Chimney cleaning (yearly) Gutter cleaning (2x a year)
Calla
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Anything else you do regularly should be included. Some possibilities:
Coffee in the morning Lunch at work Manicures/Pedicures Haircuts Oil Changes/Car Repairs Eating Out Newspaper/Magazine Subscriptions
Blu-ize
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Any monthly payments on credit cards shopping!
Jan05Bride
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Thanks ladies! Keep them coming ...
hbradio
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dont forget rent/mortgage!
coxmandi
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Car repairs Oil Changes Gas for car Perscriptions Gym fees Haircuts Home repairs (appliances breaking, etc)
eogara
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Dry Cleaner Laundry
nov04LIbride
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We have to pay a sewer charge...
hbradio
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sundries like dish soap, shampoo, stuff like that.
Kate
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Depending on your town, garbage/recycle pick up.
Septic cleaning if you have one. (approx every three years for 2 people)
