did you insure your wedding band?
The post subject pretty much says it all.
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did you insure your wedding band?
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Re: did you insure your wedding band?
not sure - probably not - my wedding band wasnt that expensive - so for us i dont think its worth it to insure - my ering and my fhs breitling are a different story though ![]()
those are insured
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Re: did you insure your wedding band?
You really should - I tell my clients if you can afford to replace it with no problem then ok, if not insure it.
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Re: did you insure your wedding band?
We plan to once we get it.
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Re: did you insure your wedding band?
Yes mine is insured.
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Re: did you insure your wedding band?
actually didnt think of it until you posted!
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Re: did you insure your wedding band?
Posted by Kerin2804
You really should - I tell my clients if you can afford to replace it with no problem then ok, if not insure it.
i agree - my ering is not something we could replace right away - but since my wedding band was under 5K if something happened to it we could replace it right away with no problem KWIM - so for us its not worth paying the premium on....
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Re: did you insure your wedding band?
we did.
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Re: did you insure your wedding band?
Mine will be insured, yes. Fh's, probably not since he works with cars and most likely will only wear it on special occasions.
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Re: did you insure your wedding band?
Yes, once i get it we will be insuring it!!
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Re: did you insure your wedding band?
mine is, it didn't raise the premium all that much on what I already had on my ering. We also have this as an add-on to our renters and car, so it seems like the more we insure the cheaper each thing is, if that makes any sense...![]()
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Re: did you insure your wedding band?
thanks girls! I think it makes sense to insure mine but I wasn't sure if this was typically something people put on their insurance policies. How much should I expect to pay for an appraisal? Ballpark figure of course
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Re: did you insure your wedding band?
Posted by MikeandJess
thanks girls! I think it makes sense to insure mine but I wasn't sure if this was typically something people put on their insurance policies. How much should I expect to pay for an appraisal? Ballpark figure of course
I could be wrong but I don't think you get charged for an appraisal. Again I could be wrong because mine came with the appraisel and we had someone else do an appraisel just to be sure and it didn't cost us anything.
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Re: did you insure your wedding band?
My ring would have cost more to insure over the span of a few years than it's kind worth. I don't really lose things and I feel bad for whomever steals it since it's barely $500. Ha ha!
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Re: did you insure your wedding band?
we didn't insure my wedding band, because I just wanted a plain band, so theres no sense ... but my e-ring and DH's band are insured, because theres diamonds
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Re: did you insure your wedding band?
Posted by MikeandJess
thanks girls! I think it makes sense to insure mine but I wasn't sure if this was typically something people put on their insurance policies. How much should I expect to pay for an appraisal? Ballpark figure of course
I think you should be able to go back to your jeweler for one.
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Re: did you insure your wedding band?
Posted by Gigi08
Posted by MikeandJess
thanks girls! I think it makes sense to insure mine but I wasn't sure if this was typically something people put on their insurance policies. How much should I expect to pay for an appraisal? Ballpark figure of course
I think you should be able to go back to your jeweler for one.
for my ering we went to a 3rd party - we chose macys in NYC - we wanted to go to someone who had no ties to the diamond - i heard that sometimes if the appraisal is done in house they can over appraise the stone so they can charge you more money when you purchase the stone - i wanted to know whether my FH got a good deal (and so did he) when we brought my ering to get appraised it did very well - so it confirmed that we got a good deal....KWIM?
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Re: did you insure your wedding band?
we need to soon , along with my tennis bracelet FH got me for my day of gift .
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Re: did you insure your wedding band?
Posted by Future Mulligan
Posted by Gigi08
Posted by MikeandJess
thanks girls! I think it makes sense to insure mine but I wasn't sure if this was typically something people put on their insurance policies. How much should I expect to pay for an appraisal? Ballpark figure of course
I think you should be able to go back to your jeweler for one.
for my ering we went to a 3rd party - we chose macys in NYC - we wanted to go to someone who had no ties to the diamond - i heard that sometimes if the appraisal is done in house they can over appraise the stone so they can charge you more money when you purchase the stone - i wanted to know whether my FH got a good deal (and so did he) when we brought my ering to get appraised it did very well - so it confirmed that we got a good deal....KWIM?
yea this is what I was thinking. I want to take it to someone else. Do you mind me asking what the appraisal cost?
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Re: did you insure your wedding band?
After we get married we will.
You never know....
You never know....
