I keep hearing about this and am wondering if we should do this? I know it makes sense because god forbid you lose your bands you can get another, but can we really afford to take on an addtional expense right now. I figure doing this after the wedding would be best. What do you think?
reenielady
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Re: DID YOU INSURE YOUR WEDDING BANDS AND E-RING?
I would do it for your piece of mind. It really isn't that expensive. I got insurance for about $150 from State Farm.
vinnysgrl
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Re: DID YOU INSURE YOUR WEDDING BANDS AND E-RING?
yes!!!!!!!!!!!!!
soon2bcopswife
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Absolutely, we did it through the company that has our home owners insurance. It definitely is for peace of mind.
October Bliss
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Re: DID YOU INSURE YOUR WEDDING BANDS AND E-RING?
My e-ring is insured but not the wedding bands. Both our bands are plain without any diamonds etc, so I didn't feel the need.
debsey75
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Re: DID YOU INSURE YOUR WEDDING BANDS AND E-RING?
We put ours thru with the same company that carries our homeowners. I think it is good to have,,,,just in case!
sr081906
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It is insured through the jewelery store until we include in our home policy.
Boston&NY2006
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Definitely do it!
My DH didn't even propose to me until he had already put the e-ring on our homeowners' insurance. It's really not that expensive. Our homeowner's insurance covered up to $25,000 in jewelry, but would only cover a single piece up to $3000...I think it was only an extra $200 per year to add a rider that covers my e-ring, wedding band and some other more expensive pieces that are over the $3000. It should be less expensive than that if you're only insuring the e-ring.
God forbid something happens you'll be soooo glad you did it.
BrideChrissy
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Yes I got my e ring insured a few days after I got it. Its not expensive at all.
Mitabtrfly
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Ok I guess we are going to have to look into this. We don't have a home yet..so I'm going to see if we can get rental insurance or get it through the jewelry store we got our rings from. Thanks ladies!
moonlitee
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Re: DID YOU INSURE YOUR WEDDING BANDS AND E-RING?
YES!!! Do it. It's really not that expensive...it depends on the value of your ring, but you really should do it It's going to be a lot more expensive replacing your ring than paying the insurance on it.
patticakes
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Absolutely.
ali120206
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Definitely do it!
I rent and have renters insurance and a special articles policy for my ring.
SummerBride06
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no, neither
October Bliss
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Posted by Mitabtrfly
Ok I guess we are going to have to look into this. We don't have a home yet..so I'm going to see if we can get rental insurance or get it through the jewelry store we got our rings from. Thanks ladies!
You don't have to go through the jewelry store. I bought my policy from my car insurance company - State Farm. It's called a personal articles policy. Very inexpensive for full replacement and appreciation value included.
megsm3
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Posted by ali120206
Definitely do it!
I rent and have renters insurance and a special articles policy for my ring.
this is what I did too
ssdbk
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I insured both. I highly recommend it, most of the time. However, I have a friend whose DH has a 10K gold plain band and he has insurance on it. I know it's valuable to him but it seems silly to insure it.
MrsH1156
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Yes. We added them to our homeowners policy. It's only a couple of hundred per year. Worth the investment in my opinion.
JohnnysGirl350
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Yes, FH insured my e-ring before he took it from the Jeweler and we have insured both bands also.
Really it is a lot of money in diamons (all 3 have diamonds in them). Insurance is about $130 per year for the 4 total rings we have insured.
Totally worth it if nothing else, for the peace of mind...
Goldi1021
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I wouldnt let DH put my e-ring on my finger until he insured it. As for our wedding bands, they are plain, solid platinum that we got at below cost so they weren't worth insuring.
