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E-Ring Insurance

sofreakingexcited Posted:

E-Ring Insurance

Does anyone know how I can get my ring insured? We don't officially own our co-op yet, and we live with my parents right now so I don't know how I can get this thing insured. Is there any other way besides putting it under your homeowners or renters insurance??

Summertimegal424 Posted:

Re: E-Ring Insurance

i think that you have to have it apprassed....im not completly sure tho


mine is already insuraced...i got mine from zales and it has a diamond bond
sofreakingexcited Posted:

Re: E-Ring Insurance

I think FH already got it appraised but I need to still get it insured. I don't tknow if any jeweler would just insure it?

lookitscassie Posted:

Re: E-Ring Insurance

worth a shot. try the jewler he got it from

kabo0831 Posted:

Re: E-Ring Insurance

have you ring appraised and then go on the jewelrymutual.com and you can get ins through them. That is where mine is from and mine cost only 30 dollars and that is for 0 dec. that covers loose diamond, lost diamond, stole or lost. for like 3 carats its $100. it is cheap.. mine is .80carats and its 30 dollars

HTH
BoxOfRocks Posted:

Re: E-Ring Insurance

Check your homeowner's or renter's insurance first. The increase on that policy may be less than getting an entirely new one.

kabo0831 Posted:

Re: E-Ring Insurance

with your home owers policy it only covers just stole or lost that is it.

FinallyEngaged Posted:

Re: E-Ring Insurance

I work for an Insurance company... as long as you have your ring appraised you can get insurance solely for your ring. I sell a special policy that is called made specifically for Engagement rings! FM me for info!!!!

MegBert Posted:

Re: E-Ring Insurance

Mine is insured with state farm cost me 80 a year

mdawg Posted:

Re: E-Ring Insurance


Posted by MegBert

Mine is insured with state farm cost me 80 a year



well hello stranger. :)
MegBert Posted:

Re: E-Ring Insurance

hi Im backkkkkk

HM807 Posted:

Re: E-Ring Insurance

You need an appraisal from your jewler. I got insurance from Jewlers Mutual as well, and it was about 130 per year...but a small deductible.

Tori9299 Posted:

Re: E-Ring Insurance


Posted by sofreakingexcited

Does anyone know how I can get my ring insured? We don't officially own our co-op yet, and we live with my parents right now so I don't know how I can get this thing insured. Is there any other way besides putting it under your homeowners or renters insurance??



I just got mine insured a few weeks ago we used Jewelersrmutual.com
It's safe we checked it out on the BBB you have to get an appraisal, we got one done at MAcy's on 34th street they give you a computer print out right then and there. It was easy it just takes a few steps.
Tori9299 Posted:

Re: E-Ring Insurance


Posted by sofreakingexcited

I think FH already got it appraised but I need to still get it insured. I don't tknow if any jeweler would just insure it?


I fyou already have the apprasisal you can fill out the form on-line and then fax them the appraisal.
HM807 Posted:

Re: E-Ring Insurance

Yep, that is exactly what I did!
oboediva31 Posted:

Re: E-Ring Insurance


Posted by COwens424

i think that you have to have it apprassed....im not completly sure tho


mine is already insuraced...i got mine from zales and it has a diamond bond




That only covers if a stone falls out...that doesn't cover the whole ring if it gets lost or stolen.

You might want additional coverage.

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