e-ring insurance

mich Posted: Jan 22, 2003 11:14 PM

e-ring insurance

does anyone have any recommendations for getting an engagement ring insured? Cost? Companies?
Thanks!

lilmrs Posted: Jan 22, 2003 11:16 PM

Re: e-ring insurance

we are using the company that provides all of our other insurance. Do you have insurance through anyone already?

allure Posted: Jan 22, 2003 11:37 PM

Re: e-ring insurance

WE ARE USING THE SAME COMPANY THAT INSURES OUR HOUSE & CARS!

Marcela1654 Posted: Jan 22, 2003 11:40 PM

Re: e-ring insurance

Mine is insured through Chubbs. Here's a link that explains what it covers.

Chubbs

zac1228 Posted: Jan 23, 2003 08:48 AM

Re: e-ring insurance

I am using Jewler's Mutual.

Rob-luvs-me Posted: Jan 23, 2003 09:20 AM

Re: e-ring insurance

we just added it to my homeowners insurance.

Sassyz75 Posted: Jan 23, 2003 09:29 AM

Re: e-ring insurance

I use Allstate. I have a rider that is attached to my rental policy. It is $22 per 1,000 insured.

DaniRN Posted: Jan 23, 2003 09:30 AM

Re: e-ring insurance

We are also using AllState
Edited to say-it is also attached to our renter's insurance.

Betty Posted: Jan 23, 2003 09:37 AM

Re: e-ring insurance

Chubb

livinnsin Posted: Jan 23, 2003 12:31 PM

Re: e-ring insurance

i JUST INSURED MY RING LAST WEEK, WE USED CHUBB, BUT WE DEALT WITH AN AGENT IN MELVILLE- SHE WAS VERY NICE, IF YOU WANT HER NAME LET ME KNOW. IM ONLY PAYING $157 PER YEAR.

jennbaby Posted: Jan 23, 2003 01:19 PM

Re: e-ring insurance

I insured mine with Allstate on top of my renters insurance.

SeptemberBride03 Posted: Jan 23, 2003 01:28 PM

Re: e-ring insurance

If you have renter's or homeowners insurance you can get your ring insured as a rider, if you don't then you can get a personal property insurance policy. One thing to look for: my fi really wanted to get the $ that the ring was appraised for and not a replacement diamond - Chubb will only give you a replacement. He went with State Farm and got what he wanted.

wacky Posted: Jan 23, 2003 01:29 PM

Re: e-ring insurance

We got ours through State Farm insurance. They gave all sorts of discounts because all our insurance is through them.

Marcela1654 Posted: Jan 23, 2003 04:11 PM

Re: e-ring insurance

Chubb gives you the money for the ring if it lost, stolen,etc. not a replacement diamond. That's one of the reasons I went with them b/c a lot of companies do give you a replacement and not the $$:

This is taken from their website:

Unlike other insurance companies, Chubb does not require you to replace the ring and will offer you a prompt cash settlement for the itemized amount of coverage after a covered loss. However, if you decide to purchase a new ring, Chubb allows you to use the jeweler of your choice, instead of steering you towards an 'approved list' of jewelers.

Happy_Bride Posted: Jan 23, 2003 04:19 PM

Re: e-ring insurance

I have renter's insurance through metlife. I added it to the policy. It covers the ring if it get's lost, stolen, missing, if the diamond falls out etc..and it's covered anywhere is the world. It depends on how much the total ring is appraised for i don't remember what is it's per 1,000. My renters insurance isn't a lot at all and that covers everything I own including the ring.