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E-ring insurance and jewelers

Autumn08 Posted:

E-ring insurance and jewelers

Can anyone give me more info on this subject. what is covered etc.? When we purchased my e-ring we bought the protection policy, basically if the ring is loast, damaged, stolen etc. they either fix or replace the ring. Unfortunately one of the channel set diamonds is out of place and the jeweler has not been able to fix it. We are supposed to only go to them for any repairs but I just want it fixed. I would like to see what another jeweler can do but then I'd have to have it insured seperately. Can anyone recommend a jeweler for repairs or a company the provides insurance?

EastEndBride Posted:

Re: E-ring insurance

i don't have a jeweler- but I do recommend State Farm to insure your ring. I use state farm for my renters ins, car ins & for my e-ring policy- great company, great service. hth!

MayBride08 Posted:

Re: E-ring insurance

I have also used State Farm and they were very easy to deal with so far and almost everyone I know with erings have them insured through them with no complaints!

Autumn08 Posted:

Re: E-ring insurance and jewelers

Thanks! I can't wait to have this ring fixed because then it will be PERFECT! I find it so annoying that they say I can't take it anywhere else but they can't fix it!! Ughhh... I've already told people looking to get engaged not to go to Zales.

faithandkevin Posted:

Re: E-ring insurance and jewelers

you can also insure your ring through your homeowner's or renter's policy- it's an add on to the existing policy.

sunshine1813 Posted:

Re: E-ring insurance and jewelers

We put the ring under my parents home owners insurance through Allstate. We paid less then $200 for the year. It covers everything. And I can go anywhere I want to have it fixed. GENNARO's in Bellmore is aweome, if you need an honest and amazing jeweler. I highly recommend them. We usually work w/ Ray when we go there, he is great. Good Luck!!

acsm Posted:

Re: E-ring insurance and jewelers


Posted by MayBride08

I have also used State Farm and they were very easy to deal with so far and almost everyone I know with erings have them insured through them with no complaints!



we have the same.. just had to add my name to FH's policy!!
Dnn518 Posted:

Re: E-ring insurance and jewelers

When we got my ring appraised they told us to check out Jewelers Mutual Insurance. You can look into them as well.

http://www.jewelersmutual.com/
Mrs. V 2008 Posted:

Re: E-ring insurance and jewelers

I have mine insured through jewelers mutual..they cover pretty much everything...loss, theft, mysterious disappearance, damage

jenafee Posted:

Re: E-ring insurance and jewelers

We have a homeowners policy and to put my e-ring on there would have made it increased by another $500-- redic! SO, I called State Farm and guess what..for like $250 a year, my ring is covered from soup to nuts.
Good luck!
angnick Posted:

Re: E-ring insurance and jewelers

we have our ring insured for the appraised value under our homeowners policy. it covers everything
GabrielleandJohn Posted:

Re: E-ring insurance and jewelers

I have mine covered as a rider on my renters insurance. The cost of your insurance premium is going to be based on the cost of your ring. The insurance should cover everything.

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