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For girls who worry if they will have enough $$

Original post by Im getting Married

What is your plan if 2 months or so before you don't think you will have enough to cover.

I'm so worried about this because I said I didn't want to put anything on our CCs but I'm not sure if that is possible now??

Or am I the only one in that boat?
LoveyDovey Posted:

Re: For girls who worry if they will have enough $$


Posted by RandEWedding2011


Posted by LoveyDovey

i have no idea!!!

right now it's a whole lot of prayers! and hoping FH's new business works out!

how are you girls using CC??

I know a lot of vendors don't take CC...especially the RH?

my first goal is to get cash for the RH and cash for tips...we made out our 2nd check for RH today

part of photo and video isn't due until after the wedding so that is good



Who are you using for your photo?



photo is imagine
both video ppl i spoke to(havent booked yet) said a portion isn't due until after wedding
harts2976 Posted:

Re: For girls who worry if they will have enough $$

we both have 2nd jobs. I got one as a medical assistant. HE got another one cooking at the marriot 2 days a week. We dont want to put anything on CC> Plus we want to save after wedding for the baby that hopefully that comes soon after. I though am looking to go back into management.

dsatalino1 Posted:

Re: For girls who worry if they will have enough $$


Posted by SoonToBeMrsCali

we are not using CC, i think they are the devil



DITTO!!
harts2976 Posted:

Re: For girls who worry if they will have enough $$


Posted by dsatalino1


Posted by SoonToBeMrsCali

we are not using CC, i think they are the devil



DITTO!!



Amen!! But every girl should be born with a 50k credit towards her wedding. It's only right!
angelatp Posted:

Re: For girls who worry if they will have enough $$


Posted by Im getting Married

The pension loan was my last resort



I was thinking the same thing. I really don't want to use CC, I just finished paying them off, with the exception of the one I'm using for xmas gifts.

This may just be the route I go though
FutureJOC Posted:

Re: For girls who worry if they will have enough $$

I think FH and I will be fine but if something were to happen that we find we need money for someting else and can't finish paying for the wedding, we'll either put something on the CC or I can ask my dad to lone us the rest and pay him back right after the wedding... he had offered to give us something before and I refused it - which he knew I would because he knows I'm too proud to take his money LOL.... instead he's just been getting FH a lot of side work which is his way of 'helping out' (sneaky dad but thank you!)

ItalianBella1122 Posted:

Re: For girls who worry if they will have enough $$

We horrendously over estimated every line item in the budget....some days I worry we won't make it, but the math should work out in our favor with money to spare.

If something happened, as a last resort, we would borrow from FBIL and pay him back immediately after the wedding.
evita2781 Posted:

Re: For girls who worry if they will have enough $$

it'll most likely be our parents - which we totally don't want to do at all. Currently, we're short about $10k so we're putting away about 2-3000 per month away which should cover it. but the holidays are bad for my wallet
squeeky126 Posted:

Re: For girls who worry if they will have enough $$

I am roughly figuring we may be like $6,000 short around there...so we may take it out of my bank account (which is for our house that I have been saving forever) or take a small loan out. Or put the Rehersal Dinner on our CC, gifts for brial party, favors and whatever else we can do on a CC...we've been working my butt off so I hope we will be okay! Our plan is whatever we put on the CC we will pay back with the wedding $$$ (gifts)
SoonToBeMrsFox Posted:

Re: For girls who worry if they will have enough $$


Posted by LoveyDovey

i have no idea!!!

right now it's a whole lot of prayers! and hoping FH's new business works out!

how are you girls using CC??

I know a lot of vendors don't take CC...especially the RH?

my first goal is to get cash for the RH and cash for tips...we made out our 2nd check for RH today

part of photo and video isn't due until after the wedding so that is good



i was wondering the same thing. i know for a fact that my RH doesn't take credit card.
mrsq2be Posted:

Re: For girls who worry if they will have enough $$

we can't use CC for any of our vendors anymore. we put a few deposits on the CC (we ahve the points CC) and we paid that off when the bill came in. but now we are workign on a cash only type thing with the vendors.

BUT - we are hopign for good tax returns. and if we are short, we spoke about taking out a home equity LOC. and pay it off right afterthe wedding, but I woudl rather not be in any type of debt after we get married. He has plenty saved up and he said we could use that if need be (i'd rather not do that either though... )

I honestly think we should be okay.
Im getting Married Posted:

Re: For girls who worry if they will have enough $$

Our photo can be put on a cc so that helps

mrsq2be Posted:

Re: For girls who worry if they will have enough $$


Posted by Im getting Married

Our photo can be put on a cc so that helps


oh wait - just realized - photo is on CC, but we realy dont pay the bulk of that until afterthe wedding.
CantWait2Wed Posted:

Re: For girls who worry if they will have enough $$


Posted by RandEWedding2011


Posted by Im getting Married

The pension loan was my last resort



Ditto on that! 401k loans as a last resort!



Be careful! I did that once and got royally screwed when I had to pay a penalty tax at the end of the year
CantWait2Wed Posted:

Re: For girls who worry if they will have enough $$

It looks like we will be okay, if the tax man is nice we will be in the clear (please God let this happen!) If not we will only be short a little and we will probably just get a quick loan at the credit union and pay it back in full out of our wedding checks. We really can't use credit cards for anything at this point because nobody takes them! If we really had to we could charge the limos, flowers, and, I think, the rest of Duet.

IrishAli Posted:

Re: For girls who worry if they will have enough $$


Posted by harts2976


Posted by dsatalino1


Posted by SoonToBeMrsCali

we are not using CC, i think they are the devil



DITTO!!



Amen!! But every girl should be born with a 50k credit towards her wedding. It's only right!



This!

We are on a tight budget for the wedding, but it helped that we are financing the HM ourselves! I specifically have no spent any tax return over the past few years and put them in my ING for this occasion! Since I was in grad school and paying off undergrad loans, my refunds were crazy! This year should be good since I still paid for Spring semester. Sigh
JaneMC Posted:

Re: For girls who worry if they will have enough $$

this scares me so much...

i living on hopes and prayers.

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