if he submits papers today, how long do you think before it goes into 'effect'???????
his HR said maybe sometime in JULY!!! doesnt that seem FARRRR
i need to cancel mine within a 60 day window (meaning by june 24th)
do you really think it will take his insurance that long??
im scared of being uninsuredddddd
brittndave
Posted:
Member since
Re: going on hubby's medical insurance??
most places won't start until the first day of the next month so it would probably start on july 1st
RitasEngaged
Posted:
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Re: going on hubby's medical insurance??
IT DEPENDS WHEN HIS ENROLLMENT IS - BUT USUALLY WHEN THERE IS A 'LIFE CHANGE' IT WOULD BE AUTOMATICALLY
AwaitingAugust
Posted:
Member since
Re: going on hubby's medical insurance??
when you are uninsured, are you eligible for COBRA?
i thought you can use the insurance almost immediately after he submits the paperwork. I'd contact the health insurance provider directly to find out.
JBC12510
Posted:
Member since
Re: going on hubby's medical insurance??
depends on the way his plan works- sometimes its the date of marriage, sometimes 1st of the month after the date of marriage...but usually they're effective date of marriage.
DWKSwed
Posted:
Member since
Re: going on hubby's medical insurance??
Posted by RitasEngaged
IT DEPENDS WHEN HIS ENROLLMENT IS - BUT USUALLY WHEN THERE IS A 'LIFE CHANGE' IT WOULD BE AUTOMATICALLY
Yeah... and it would likely cover you retroactively back to the date you turn in the papers, or the date of the marriage, I'm not sure which. If they tell you you need to wait for open enrollment period then fight them on it, we went through this problem with my FH's insurance when we registered as domestic partners, it should be pretty much immediate.
little j
Posted:
Member since
Re: going on hubby's medical insurance??
so we got married 4/24
if he submits paper work (his enrollment is anytime. no 'window' like with mine), you think its automatic?
i have a 60 day window to either enroll him or cancel mine b/c of this 'life change'
ughhhh
grkbarbie
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Re: going on hubby's medical insurance??
it took a few days for me to go under his policy.. it should be just a form to fill out and a copy of your marriage cert. it shouldnt take that long
FutureCap
Posted:
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Re: going on hubby's medical insurance??
usually it would be effective the date of the 'life change' but you have to submit everything within 31 days of that event (your wedding day counts as day 1). He should call his HR deparment to confirm all the details.
grkbarbie
Posted:
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Re: going on hubby's medical insurance??
i got my insurance card mailed to me in less than 2 weeks
BriansWifey
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Re: going on hubby's medical insurance??
whoaa, that seems like a long time. dh faxed over whatever info they needed the day after the wedding and then i was covered the following week..... it reaaaaaaaaalllllllllly should not take that long. i wouldnt wanna be uninsured for that long either...
Rosalind_75
Posted:
Member since
Re: going on hubby's medical insurance??
yesterday was my first day on dh plan
he was supposed to start his new job may 3rd butttttt if he did that his medical would not have kicked in till july 1st.
so they had him come in for a few hours on april 30th. so it could take affect june 1st.
does that make sense
GR2010
Posted:
Member since
Re: going on hubby's medical insurance??
Some places have to wait until the 1st of the month and some have to even wait quarterly or something like that. Others can just add the new person on. It all depends on their plan.
Iluvpoodles
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Member since
Re: going on hubby's medical insurance??
Is it cheaper to go on his then just stay on your own plan? I didn't think to do this. Maybe I should go on his?
little j
Posted:
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Re: going on hubby's medical insurance??
we compared plans. and i was surprised, but his is WAAAY better than mine!!! sure, his salary will be less...but mine will be more
nah, but seriously, he has a better plan that i do. definately look into it!
T E R I
Posted:
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Re: going on hubby's medical insurance??
On Dh's I was effective the day he put me on, which was great because he has awesome union benefits
happychelle
Posted:
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Re: going on hubby's medical insurance??
Mine went into effect the day he submitted the papers, we didnt get the actual cards for two weeks, but we had an id number that we were able to use incase we needed to go to the dr. before the cards came in. FH had to wait until the next application period to put me in, because his job only has applications like every three months for medical insurance.
