State Farm---> $915 per year (same coverage as Allstate, but State Farm gives a 20% cushion on the replacement value in case you contract to rebuild your house and it costs more than the replacement value)
Geico---> $1675
Obviously, we're NOT going with Geico...But has anyone heard whether State Farm is better than Allstate or vice versa? Thanks!
februarybride
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Re: Home Owner's Insurance
We did a lot of research and Allstate came in the least expensive.
MarcellaBella
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Re: Home Owner's Insurance
liberty mutual
chmlengr
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Re: Home Owner's Insurance
We have State Farm and get a discount because we insure both our home and my car through them. Our homeowners insurance is like $660 a year.
Marcela1654
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Re: Home Owner's Insurance
Thanks girls! I should also add that the quotes above are with a $500 deductible. What deductible do you all have?
mlp924
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Re: Home Owner's Insurance
I have State Farm with that 20% cushion and 500 deduct. THey are wonderful. We received a discount for installing an alarm system with central station monitoring and hardwiring smoke and carbon monoxide detectors. Very friendly company.
missmmpr
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Re: Home Owner's Insurance
Allstate
butterfly20
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Re: Home Owner's Insurance
ok..... fh' works for state farm... they said in NY for home Alstate is ranked #1 and state farm is ranked #2...... although i guess for you it would depend on what coverage you get. I know that they are a Really good company to have
christy
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Re: Home Owner's Insurance
we did ours through geico, also our car insurance is from them.
jannshari
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Re: Home Owner's Insurance
We rent, but have a homeowner's policy (it's even listed as such on the policy). We have a 3BR apartment in a 2 family house in Queens and our broker found the cheapest policy with Hanover, including an additional rider for my e-ring. I think our policy is just over $400 per year.
