I am FLIPPING OUT RIGHT NOW

Well my FI just text messaged me asking me about the insurance for my ring...originally it was on his parents home owners insurance and then I was going to transfer it to my mom's home owners insurance....well I kept forgeting to do that BUT I THOUGHT IT WAS still under his parents....well ITS NOT His Dad canceled it months ago apparently and now my ring is uninsured

I want to cry right now I am sooo upset