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I hate being a homeowner

RedsBride Posted:

I hate being a homeowner

So last night as i'm going to bed, my tenants (who have a basement apartment in my house - it helps pay the mortgage) come banging on my door. Apparently the pipes in my kitchen burst and it flooded their ENTIRE apartment and no one knew cuz they weren't home and I was pretty much asleep. It took us all night to clean the water up. I took off work today and I have a guy coming to repair the damage to the house. My tenants who are an off and on again couple with a baby have a million people in and out of the apartment including the mother. The mother was flipping a sh*t on me like I did this all on purpose. She threw out everything down there (couches, rugs, entertainment system, etc) in the apartment and a lot was fine! One of the couches was hardly wet and the entertainment system stand would have been fine once it dried. I had my dad and FH check it out. She just wants my money and wants me to replace EVERYTHING. Shes not even my tenant, her son is. So who knows whats gonna happen. I'm so stressed right now.

DnT2010 Posted:

Re: I hate being a homeowner

ugh!!!!!!!! people can be so cruel... like you went down there and broke the pipe right???
lori7570 Posted:

Re: I hate being a homeowner

That's why there is renters insurance...you are not responsible for that. Let them move out and find some responsible tenants...there are plenty out there!!!

T E R I Posted:

Re: I hate being a homeowner

I'm sorry, that really stinks , people can be such idiots
Alyssa79 Posted:

Re: I hate being a homeowner

agreed on the renters insurance :D. sorory sweetie. some people are just sh*t heads
rocketsummer17 Posted:

Re: I hate being a homeowner

That really stinks...sorry to hear this. They should have renters insurance...if they dont tough for them. Hopefully there is something in your contract with them that can protect you. Also take pictures of EVERYTHING she threw away and ALL of the damages, that way if for some reason they take you to court you have proof as to what was damaged and what not.

stinenandy2010 Posted:

Re: I hate being a homeowner

Do you have a lease with them? If its a legal apartment, then its their responsibility to have renters insurance to cover their personal belongings but your homeowners should cover the damage to the apartment.

TheLadyJ Posted:

Re: I hate being a homeowner

Don't let her get to you. The majority of the damage should be covered under your homeowner's insurance. And deal directly with your tenants - not their mom.

RedsBride Posted:

Re: I hate being a homeowner

I have somewhat of an update. The guy came and took down all the insulation from the ceilings in the basement and he's gonna be repairing everything else this afternoon. The job isnt gonna be too expensive which is good and my parents said it's not even worth it to go thru my homeowner's insurance. Not exactly sure why but we'll see. I have 30 days to claim it anyway.

With the tenants, I found out 4 of them have been living down there and there's only suppossed to be 2! I told them we'll talk about reimbursement especially since they should have told us about the other people living there. It's a 2 bedroom, not a 4. And if I was renting it to 4 people, I should be getting more money. My father is getting involved now cuz he's pissed so we'll see what happens.

stinenandy2010 Posted:

Re: I hate being a homeowner

Do you have any type of agreement with them saying only 2 people are suppose to be there? I hope it all works out.

RedsBride Posted:

Re: I hate being a homeowner


Posted by stinenandy2010

Do you have any type of agreement with them saying only 2 people are suppose to be there? I hope it all works out.



yea its in the lease paperwork. im slowly feeling better...things are getting patched up around here my dad is helping too which is good
Ray8183 Posted:

Re: I hate being a homeowner


Posted by RedsBride


Posted by stinenandy2010

Do you have any type of agreement with them saying only 2 people are suppose to be there? I hope it all works out.



yea its in the lease paperwork. im slowly feeling better...things are getting patched up around here my dad is helping too which is good

I'm glad it' working out.
stinenandy2010 Posted:

Re: I hate being a homeowner


Posted by RedsBride


Posted by stinenandy2010

Do you have any type of agreement with them saying only 2 people are suppose to be there? I hope it all works out.



yea its in the lease paperwork. im slowly feeling better...things are getting patched up around here my dad is helping too which is good



if that's the case, then you don't have to reimburse them for anything, they are required to have renters insurance.

just as long as everything is coming together though...
RedsBride Posted:

Re: I hate being a homeowner


Posted by stinenandy2010


Posted by RedsBride


Posted by stinenandy2010

Do you have any type of agreement with them saying only 2 people are suppose to be there? I hope it all works out.



yea its in the lease paperwork. im slowly feeling better...things are getting patched up around here my dad is helping too which is good



if that's the case, then you don't have to reimburse them for anything, they are required to have renters insurance.

just as long as everything is coming together though...



good to know! thanks!
StaceYums81 Posted:

Re: I hate being a homeowner

Yeah, if they don't have renters insurance then they are screwed!

mikendeanna Posted:

Re: I hate being a homeowner

sorry that stinks
angelatp Posted:

Re: I hate being a homeowner

Yikes that stinks, I hope it works out for you.

mosh424 Posted:

Re: I hate being a homeowner


Posted by RedsBride

I have somewhat of an update. The guy came and took down all the insulation from the ceilings in the basement and he's gonna be repairing everything else this afternoon. The job isnt gonna be too expensive which is good and my parents said it's not even worth it to go thru my homeowner's insurance. Not exactly sure why but we'll see. I have 30 days to claim it anyway.

With the tenants, I found out 4 of them have been living down there and there's only suppossed to be 2! I told them we'll talk about reimbursement especially since they should have told us about the other people living there. It's a 2 bedroom, not a 4. And if I was renting it to 4 people, I should be getting more money. My father is getting involved now cuz he's pissed so we'll see what happens.





What Sh*t Heads!!! I am so glad everything is working out!!!!
CloudNine Posted:

Re: I hate being a homeowner

oh kathryn that stinks!! dont they know you have enough stress with a wedding and the holidays?!!
just change the locks!

i hope everything works out ok
RedsBride Posted:

Re: I hate being a homeowner


Posted by CloudNine

oh kathryn that stinks!! dont they know you have enough stress with a wedding and the holidays?!!
just change the locks!

i hope everything works out ok



i wish i could change the locks! i would kick them out and let my friend move in whos looking for a place!

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