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I hate student loans!

Anniegrl Posted:

I hate student loans!

I just finished my Master's so now it's time to pay back my loan. $254.11 a month!!!!!

How much do you all pay?
BlondeJD Posted:

Re: I hate student loans!

Mine don't start until Nov and February but it's going to be over $1000/month unfortunately.

hbradio Posted:

Re: I hate student loans!

I pay $130 a month. April will be $230 a month. Then it goes up every year. I will be done when Im 42!

HearzBellz Posted:

Re: I hate student loans!

DjPiLL Posted:

Re: I hate student loans!

$1000 a month? Thats insane! Where did you go to school?

Makes it almost not worth it... unless you can land a salary of at least 100k.
BlondeJD Posted:

Re: I hate student loans!


Posted by DjPiLL

$1000 a month? Thats insane! Where did you go to school?

Makes it almost not worth it... unless you can land a salary of at least 100k.



Well, I went to a private school for undergrad but the loans weren't too bad since I got a lot of money for testing well and then NYU for law school at $50K a year is what really did me in. Luckily, I got a job that pays a lot of $$ but it's going to be rough trying to pay for the wedding on top of the loans.
DjPiLL Posted:

Re: I hate student loans!

Well at least its law school.
Anniegrl Posted:

Re: I hate student loans!


Posted by jenniesunshine

Mine don't start until Nov and February but it's going to be over $1000/month unfortunately.



Holy crap! We make good money too but I thought $254 was bad! $1000 a month is like a Mercedes car payment
steph4777 Posted:

Re: I hate student loans!

My loans come out of deferment in Dec. I am not looking forward to the additional $700-800/month. Thank god DH has another 2yrs before he graduates law school bc I'm sure we'll be paying about $1300/month in loans between the two of us.

BlondeJD Posted:

Re: I hate student loans!


Posted by Anniegrl


Posted by jenniesunshine

Mine don't start until Nov and February but it's going to be over $1000/month unfortunately.



Holy crap! We make good money too but I thought $254 was bad! $1000 a month is like a Mercedes car payment



I know and that's what really pisses me off when I'm still driving my Hyundai from college. America's best warranty and all, but still...
Jan05Bride Posted:

Re: I hate student loans!

I was paying about $150 a month before I consolidated/refinanced my loan a few years back at 3% ... I now pay $70 a month until the wedding then I'll just bang it out within a year because I want it gone!

kdelace Posted:

Re: I hate student loans!

im paying about $450 a month and my husband pays about $200 a month! yikes it hurts!

CherylBooch Posted:

Re: I hate student loans!

I paid for 4 years of Hofstra. My loans are now $383 a month- consolidated. If I didn't consolidate it would have been $900 a month.

It STINKS and I hate it and I kick myself for not going to a SUNY school. But then again if I didn't go to Hofstra, I would have never met DH. But whatever. I just sigh and send out yet another check.

I can't tell you how hard it was to save for the wedding AND pay this friggin' thing. Thankfully now I can throw some extra money into it now that the wedding is over.
hbradio Posted:

Re: I hate student loans!


Posted by CherylBooch


It STINKS and I hate it and I kick myself for not going to a SUNY school. But then again if I didn't go to Hofstra, I would have never met DH. But whatever. I just sigh and send out yet another check.




Dont feel that bad....I went to a SUNY and I will be paying off my loan for another 15 or so years!

CherylBooch Posted:

Re: I hate student loans!


Posted by hbradio


Posted by CherylBooch


It STINKS and I hate it and I kick myself for not going to a SUNY school. But then again if I didn't go to Hofstra, I would have never met DH. But whatever. I just sigh and send out yet another check.




Dont feel that bad....I went to a SUNY and I will be paying off my loan for another 15 or so years!




Very true, I'd still be paying for college loans regardless, but Hofstra cost me over $100,000. I would have saved at the LEAST $50,000 by going to a SUNY school.
Wintersbride Posted:

Re: I hate student loans!

:::groan::: I don't even want to think about it. Grad school is probably going to kill me. I hope speech pathologists make good money because I am going to need it.
Rob-luvs-me Posted:

Re: I hate student loans!

DH graduates law school this spring - we are dreading those loans he is way over 100K our friends all have 800-1200$ payments from their law school loans.

Anniegrl Posted:

Re: I hate student loans!

Good God almighty! I guess I should stop my whining!
bxgell2 Posted:

Re: I hate student loans!


Posted by jenniesunshine


Posted by DjPiLL

$1000 a month? Thats insane! Where did you go to school?

Makes it almost not worth it... unless you can land a salary of at least 100k.



Well, I went to a private school for undergrad but the loans weren't too bad since I got a lot of money for testing well and then NYU for law school at $50K a year is what really did me in. Luckily, I got a job that pays a lot of $$ but it's going to be rough trying to pay for the wedding on top of the loans.



That's why I went to Temple instead of Georgetown! The thought of $50k per year for 3 years scared me to death... so, now, I come out of law school owing about $50k - about $140 per month... my advice to all - CONSOLIDATE!!!!

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