Im so upset and sad..my ering broke!

The center stone fell out and the setting is all twisted, i was getting into my car the woman definately saw me and swung her door open and it smashed my ring. If it wasnt for the ring, my hand would most likely be broken. I was it total shock and couldnt speak, some guys came out of the pizza place in front of me and were like are you ok??? and i couldnt even answer because i was in shock, i was trying to get out the words that im ok but my diamond was missing but i couldnt.

then i started hysterically crying unstopable. couldnt find the diamond . I called fh sobbing. he wasnt upset Thank God. I have it insured thank God too! lets see how this goes, hopefully well.