ING Direct

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Posted by jilmadison

i just opened my ing last week. so far i am very happy with it

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love ING I'm making over 50 dollars a month in interest

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Posted by Soon2BeMrs2006

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Posted by jilmadison

i just opened my ing last week. so far i am very happy with it

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love ING I'm making over 50 dollars a month in interest

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WOW that is great

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Posted by hsacks23r

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Posted by Soon2BeMrs2006

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Posted by Blu-ize

A lot of banks are going to start offering these accounts. Citibank is offering 4.5% in their online high yield savings accounts.

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But do you have to leave it in untouched for certain amount of time?
ING gives you 4% and you can transfer and withdraw anytime.

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ING you can have 5.00 in the account you dont have to have a lot of $$ so backs you have to have at least over 1000.00

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You don't have to carry a balance with Citibank, but you do have to link it to a checking account.

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Posted by Soon2BeMrs2006

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Posted by jilmadison

i just opened my ing last week. so far i am very happy with it

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love ING I'm making over 50 dollars a month in interest

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Wow! I have to add more to catch up to you!

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Posted by Rachel1013

I don't know if you ladies have money to tie up for a year, but a new bank opened up on Old Country Road in Westbury, called State Bank of LI and they're offering 5.25% for a 12 month CD. If you were interested in a 6 month it would be 4.75%. Minimum is $2500. And of course this would be guaranteed for the period you put the money in, unlike those savings accounts that can fluctuate.

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Interest rates are going to continue to rise though with the state of the economy. I personally would hesistate to lock my money up in a CD at this point.

Also, speaking of interest rates. If you havent already, I would consolidate any student loans you have before this july because the rates are goign to get REALLY high, even on Federal loans. I remember mine were actually about 9% when I was in college. I locked in a year ago and pay only 2.7% interest.

Sorry to go all Economist on you, its a slow day at work :)

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Posted by melbalalala

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Posted by Rachel1013

I don't know if you ladies have money to tie up for a year, but a new bank opened up on Old Country Road in Westbury, called State Bank of LI and they're offering 5.25% for a 12 month CD. If you were interested in a 6 month it would be 4.75%. Minimum is $2500. And of course this would be guaranteed for the period you put the money in, unlike those savings accounts that can fluctuate.

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Interest rates are going to continue to rise though with the state of the economy. I personally would hesistate to lock my money up in a CD at this point.

Also, speaking of interest rates. If you havent already, I would consolidate any student loans you have before this july because the rates are goign to get REALLY high, even on Federal loans. I remember mine were actually about 9% when I was in college. I locked in a year ago and pay only 2.7% interest.

Sorry to go all Economist on you, its a slow day at work :)

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I agree that interest rates will continue to rise, however 5.25% is by far the best rate I've seen. When they first started going up I put some money in a CD at 4.3% and it took months for me to find a rate that good. So I guess I kind of have to figure out if it's better to wait for something higher, or put it in now.

That's great

love it!!!!