Insurance for your engagement ring

Ok ladies I have another question.
I do not have home owners insurance but I was wondering if there is an insurance that can cover your ring.

Cool thank you.
and I take the train and stuff so i was a bit nervous and why have it in a safe I want to wear it..
Thank you

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Posted by coopersmom

I called the company that I have my car insurance with (they also do home, life, etc..) and I got a FLOATER to insure my ring.

I was not going to walk around without it insured and now I feel so much better.

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What is a floater?

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Posted by lrs2005

We havee-ring insurance with jewlers mutual. i think the policy is about $125 for the year

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Same here...I heard that they pay out the most if something happens to your ring!!

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Posted by DebsNY

we also have jewlers mutual. My MOH's dad is a jewler and said to get a seperate jewlery insurance because other insurance companies won't give you the full value, this one is much better.

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really??

what are the negatives to having a floater on homeowners policy?? why WON'T they give you full value??

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Posted by suezboss

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Posted by DebsNY

we also have jewlers mutual. My MOH's dad is a jewler and said to get a seperate jewlery insurance because other insurance companies won't give you the full value, this one is much better.

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really??

what are the negatives to having a floater on homeowners policy?? why WON'T they give you full value??

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she told me the particulars once, but i forgot, i'll ask her again.

basically, i think it's because they don't know the real value or something.

All i know is that he insisted we insure it under jewlers mutual.