I was just wondering what interest rates people with good credit have been getting in the last month or so for a 30 year fixed (not Jumbo)? We're getting our paperwork together and I want to make sure our rate is as good as we can get.
mrsmeri1104
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Re: Interest Rates
You could try bankrate.com
FTRBRIDE
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Re: Interest Rates
Posted by mrsmeri1104
You could try bankrate.com
Does it run your credit? I don't really want to have our credit run again.
cjb88
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Re: Interest Rates
Ill let you know what we get in a couple of weeks... i was just talking to our morgage guy today...
vita930
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Re: Interest Rates
Just came back from a mortgage broker. The rate was at 6, maybe a little lower than that like 5.8.
agrech
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Re: Interest Rates
5.75
FTRBRIDE
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Posted by agrech
5.75
That's what we have right now...Okay, if that's what other people w/ good credit are getting I'm not going to bother going to more places. Thanks!
agrech
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Re: Interest Rates
Different lenders offer differnt options though, such as no points or penalty fees for paying early, some require you to put taxes in escorw etc. Do you research I got luck y that cit is charging me no fees at all for the moortgage since they have a deal with my firm. Loook nto and see if your company that you work for has any agreements
FTRBRIDE
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Re: Interest Rates
Posted by agrech
Different lenders offer differnt options though, such as no points or penalty fees for paying early, some require you to put taxes in escorw etc. Do you research I got luck y that cit is charging me no fees at all for the moortgage since they have a deal with my firm. Loook nto and see if your company that you work for has any agreements
I don't work yet (graduate law school soon). I'll ask FH to find out if he has anything w/ work, but I doubt it b/c everyone there (including accountants) know he is buying a home and nobody has mentioned anything. However, the mortgage we got is 5.75 w/ no points, no penalties for paying early and taxes don't need to be in escrow...so I think it is pretty good, no?
mrsmeri1104
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Re: Interest Rates
Posted by FTRBRIDE
Posted by mrsmeri1104
You could try bankrate.com
Does it run your credit? I don't really want to have our credit run again.
no it gives all different rates all over the country.
Jordan
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We were just told 5.5%.
D&C
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5.5 w/ one point...I was really happy with that..we close in 2 weeks
cjb88
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can you guys explain this point thing??
butterfly20
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5.375 no points, homefinanceofamerica.com we used them for our closing.
littlewilson
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Re: Interest Rates
Posted by butterfly20
5.375 no points, homefinanceofamerica.com we used them for our closing.
Awesome rate for a 30-yr fixed. Definitely lower than what I've seen published the last few weeks. When did you lock?
