for the wedding? we are considering this bc the planning is too slow going with me waiting on FH to put $ in the wedding acct.
Hillary0912
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Re: is anyone taking out a loan?
Posted by Soon2beAlberti
for the wedding? we are considering this bc the planning is too slow going with me waiting on FH to put $ in the wedding acct.
We were going to have to do this in the beginning but we than found out we were getting help from his side also. I honestly dont know how you girls do it All our vendors want cash for final deposits and I almost fell over adding it all up.
babieblueeyez96
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Re: is anyone taking out a loan?
no, weve been saving for years so we have enough for the wedding, but im taking out one for a house!
angl2001
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Re: is anyone taking out a loan?
nooooooooooooooooooooooooooo way lol!! i dont know how we r gonna do it but we will....better scraping by then taking out the loan and paying it back with all that interest
MeaganAndJoeC
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Re: is anyone taking out a loan?
No we are not taking out a loan..
Kimbalina
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Re: is anyone taking out a loan?
No loan,, but I was thinking about it.
Shell84
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Re: is anyone taking out a loan?
We're not taking a loan, but I might pull out all of my hair the week before the day.
DiamondPipa
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Re: is anyone taking out a loan?
no loan...I REFUSE, and thankfully we are getting help from both sides!
jennandrolo
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Re: is anyone taking out a loan?
we took out a $5,000 loan. no interest for 3 months, low payments and no late fees. unfortunately something came up and we let FMIL borrow but shes giving it back in January.
Soon2beAlberti
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Re: is anyone taking out a loan?
thats the thing...we already have a home that we're paying for which is making the wedding more difficult to pay for in cash. we'll prob end up paying 1/2 to 3/4 in cash and take a loan for the rest.
JoesFutureWife
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Re: is anyone taking out a loan?
nope...not taking out a loan. Working three jobs to prevent needing to.
jerrys girl
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Re: is anyone taking out a loan?
Posted by babieblueeyez96
no, weve been saving for years so we have enough for the wedding, but im taking out one for a house!
same with us. cash for the wedding.
BoxOfRocks
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Member since
Re: is anyone taking out a loan?
We didn't. I'd never do that. I would have sooner scaled down or even cancelled the reception and been married at the courthouse instead. Debt--unless for education, mortgage, etc.--freaks me out.
Randilotus
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Re: is anyone taking out a loan?
Posted by Soon2beAlberti
thats the thing...we already have a home that we're paying for which is making the wedding more difficult to pay for in cash. we'll prob end up paying 1/2 to 3/4 in cash and take a loan for the rest.
If you think about it, it is really not a big deal. If you take out a loan a month before the wedding to pay off the vendors, you should be able to pay it back immediately after the wedding so the interest shouldn't be bad! Do you own your home?
lexi1890
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Re: is anyone taking out a loan?
No loan right now but from the start FH said we needed one. We are having a big wedding but cutting as many corners as possible. Who knows in the end we may have to for like the last 5k. I hope not. I have too many school loans and we need to buy a house with the money from the wedding.
Wifeynella
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Re: is anyone taking out a loan?
we have enough debt btw FH's college loans and my medical ones w/o a wedding one.
my half is coming from an advance from work and FH's is coming from an inherited trust fund.
skinny237
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Re: is anyone taking out a loan?
No way! If we can't afford it, we're not doing it. We just cut back on things here and there....
Dr Meg
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Re: is anyone taking out a loan?
Posted by Randilotus
Posted by Soon2beAlberti
thats the thing...we already have a home that we're paying for which is making the wedding more difficult to pay for in cash. we'll prob end up paying 1/2 to 3/4 in cash and take a loan for the rest.
If you think about it, it is really not a big deal. If you take out a loan a month before the wedding to pay off the vendors, you should be able to pay it back immediately after the wedding so the interest shouldn't be bad! Do you own your home?
That's what FH and I are thinking of doing. If we come up short for the final payments, take out a loan and pay it back with what we get at the wedding.
Future Mulligan
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Re: is anyone taking out a loan?
we think that we will be okay with paying for everything....our plan is to pay for everything in cash.....if for some reason we cant do it we will have no choice but to take out a loan b/c we dont have family that can help us out if we come up short BUT we are trying not to go crazy so we can keep the cost down and pay for it all in cash.....we dont have any debt, no credit card debt, no nothing (except for our loan for our land in Florida) and we plan on keeping it that way....so i every night
if you have to take out a loan - hopefully you will be able to pay it off with some of your wedding gifts after the wedding is over - not that you should be counting on the gifts BUT anything helps! so its not the worst thing that can happen - dont worry!
