I want to insure my ring but I am not sure how to go about it? Do any of you ladies have your ring insured and if so, how'd ya do it?
AS
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Re: Is your engagement ring insured?
OMG thanks for reminding me, I have to do that ASAP
Princess Cut Bride
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Re: Is your engagement ring insured?
I have my ring insured under my parent's home insurance. It is about $500 a year.
Just bring your appraisal and certificate.
MikeandJess
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Re: Is your engagement ring insured?
You can insure it under your own insurance (homeowners or rental) or if you still live with your parents you can insure it under their insurance
autumnbride8
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Re: Is your engagement ring insured?
FH insured my ring with State Farm. I believe he took the ring, the appraisal and the GIA cert to the broker.
It cost him somewhere around $200 for the year.
jerrys girl
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Re: Is your engagement ring insured?
i got renters insurance and took out a separate rider out for my ring through travelers.
futuremrsfab
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Re: Is your engagement ring insured?
They did mine right at the jewelry store that my FH bought it at- but you can really get it insured anywhere- i have heard that the most reasonable is adding it to the home insurance
kellybean
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Re: Is your engagement ring insured?
I have a sperat policy for mine that FH gave me the day after he gave me the ring( guess he has accepted I lose everything lol)
Mizzdimple
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Re: Is your engagement ring insured?
yes,, i have a rider on my apt insurance.
adamluvsericka
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Re: Is your engagement ring insured?
I really need to do this. i think I'm just going to add a rider to my homeowners insurance also. For some reason i just keep forgetting, and when I remember I'm at work and can't call (I work in a big open space and everyone can hear everyone's conversations!)
SoontobeMrsH
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Re: Is your engagement ring insured?
It's the worst idea to put off doing this, do it now girls !!! Don't be sorry
dancinmyazoff
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Re: Is your engagement ring insured?
Posted by autumnbride8
FH insured my ring with State Farm. I believe he took the ring, the appraisal and the GIA cert to the broker.
It cost him somewhere around $200 for the year.
Same here.
TheFutureMrsM
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Re: Is your engagement ring insured?
my ring is insured its under our homeowners policy
jsta76
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Re: Is your engagement ring insured?
Posted by dancinmyazoff
Posted by autumnbride8
FH insured my ring with State Farm. I believe he took the ring, the appraisal and the GIA cert to the broker.
It cost him somewhere around $200 for the year.
Same here.
Me too but not through state farm, I don't remember who it is through.
Fall Bride 2008
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Re: Is your engagement ring insured?
ABSOLUTELY 100% insure your ring! God forbid of anything you can have it replaced. We did ours through homeowners insurance through geico.
ZCHM08
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Re: Is your engagement ring insured?
We were debating over whether to insure it or not....and then my stone came loose. FH took the appraisal papers to his insurance broker and they took care of it for us.
smplynluv
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Re: Is your engagement ring insured?
Yup, we insured it through our homeowner's insurance. I think most companies have that but not positive.
yelley77
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Re: Is your engagement ring insured?
Thank you!!! Everyone has been telling me to get it insured and I've been postpoing because I wasn't sure how to go about it!
you all are the best!
bemyyoko
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Re: Is your engagement ring insured?
I still havent done this... i'm so bad. I know I have to get it appraised first but I don't know how to go about doing that either. I don't really have hundreds of dollars to spend on it right now...
ChristineAaron08
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Re: Is your engagement ring insured?
we insured through jewelers mutual. We just sent the apprisal with the application to them. We don't have renters ins or anything so we did a seperate policy. The price goes by a percentage of the value based on the county you live in.
