Jewelry Insurance.

Michelle214 Posted: Mar 19, 2011 04:55 PM

Jewelry Insurance.

Hi girls! I'm just wondering who everyone used to cover insurance on their rings. Looking to hopefully do it online. Already have an appraisal, just time to buy! Thanks for your help!

LMEL1223 Posted: Mar 19, 2011 04:58 PM

Re: Jewelry Insurance.

try jewelers mutual

Michelle214 Posted: Mar 19, 2011 04:59 PM

Re: Jewelry Insurance.

Yeah I saw the site, but it keeps saying it's down for technical difficulties. I'll keep trying!

dpanzarino Posted: Mar 19, 2011 05:11 PM

Re: Jewelry Insurance.

If you have renters or homeowners insurance you can just put a rider on your policy...

StephanieJoy Posted: Mar 19, 2011 06:27 PM

Re: Jewelry Insurance.

mine are on my parents home insurance since i still leave there

Bride in 2012 Posted: Mar 19, 2011 06:37 PM

Re: Jewelry Insurance.

Posted by LMEL1223

try jewelers mutual

this

futuremrstaheri Posted: Mar 19, 2011 07:12 PM

Re: Jewelry Insurance.

Jewelers Mutual - the jeweler we bought our rings from recommended it

FutureMrsGTL Posted: Mar 19, 2011 07:25 PM

Re: Jewelry Insurance.

Im using Jewelers Mutual as well.

Suzie4 Posted: Mar 19, 2011 08:03 PM

Re: Jewelry Insurance.

you can get it through your regular insurance company. It's called a personal articles policy and they will cover the entire cost of the rings. I know state farm does it.

Rivera2be Posted: Mar 19, 2011 09:03 PM

Re: Jewelry Insurance.

definitely Jeweler's Mutual, they are great!

I believe if you add the ring onto your renter's insurance, it is only covered if stolen from your home, not loss or theft in the street, but I'm not sure.

ddms7870 Posted: Mar 19, 2011 09:40 PM

Re: Jewelry Insurance.

FH put my E ring on his homeowners

JustJerk Posted: Mar 19, 2011 10:12 PM

Re: Jewelry Insurance.

A rider on your renter or home insurance is the way to go if you have one.

Michelle214 Posted: Mar 20, 2011 12:32 AM

Re: Jewelry Insurance.

Going with Jewelers Mutual. Thanks for the positive reviews!

Fallinlove1013 Posted: Mar 20, 2011 04:04 AM

Re: Jewelry Insurance.

Make sure ur appraisal is accurate....not too high or too low! This will effect ur premium!

Yankeeelove Posted: Mar 20, 2011 09:39 AM

Re: Jewelry Insurance.

My ring is insured under our homeowner's insurance

Michelle214 Posted: Mar 20, 2011 11:03 AM

Re: Jewelry Insurance.

Thanks for all the help! FH's aunt works int he jewelry business and had it appraised with the people she's been working with for years. It was super important to her to get it done right as well!

chliekm Posted: Mar 20, 2011 07:01 PM

Re: Jewelry Insurance.

I live in Bklyn and because we are too close to the water it is not covered under my parents homeowners insurance.. Mind you I don't like on the water and am over 2 miles but there are new rules so we went to State Farm and used my future address when my FH lives now in LI. It was def affordable and easy to get.