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Merging bank accounts?

m&m Posted:

Merging bank accounts?

When did you/will you merge bank accounts w/ your FH?
AnniesSS Posted:

Re: Merging bank accounts?

We already have a joint account and we will prolly open a separate savings account together, but we will continue to have our own bank accounts too

DottieMcHugh Posted:

Re: Merging bank accounts?

We did that about 1 month after the wedding. We kept meaning to for about a year before the wedding, but never got around to it.

RedHead Posted:

Re: Merging bank accounts?


Posted by m&m

When did you/will you merge bank accounts w/ your FH?


right before we bought our condo. pre-wedding.

But if we didn't buy...we would have had a joint saving account for the wedding
lillian771 Posted:

Re: Merging bank accounts?

We opened up a joint savings account right after we got engaged. We'll probably open a joint checking one of these days...I suppose shortly after the wedding.

stacy&joe Posted:

Re: Merging bank accounts?

We are in the process of merging checking accounts right now, just after our wedding. We had a joint savings account that we opened right after we got engaged.

glinda_goodwitch Posted:

Re: Merging bank accounts?

We opened a joint savings account after we got engaged. Probably after the wedding we'll open a joint checking so we can just pay bills from one account. Right now we take turns every week buying groceries, and FH pays all the bills while I pay more towards rent.

jeanla4c Posted:

Re: Merging bank accounts?

We just opened a joint account this Saturday. We are in the process of closing out our other accounts or transfering money from them to our new one.

marymoon Posted:

Re: Merging bank accounts?

We had credit cards together long before we were engaged. Right after we got engaged we opened a joint savings account. I recently switched my checking account so I made it joint with him. His account is in his name, but we've been menaing to add my name. It's not big deal though. As of right now we have spearate checking accounts. It helps us keep track a little better. For now it amkes more sense that our funds be separate, even though if something needs to be paid or bought, it can come from either. Mine is his, his is mine.

06NovBride Posted:

Re: Merging bank accounts?

We opened joint checking and savings about two months ago b/c FH is horrible with paying bills. So I'm now in charge of the bills and the savings is for the wedding. I still have my own savings just in case.

Thumballina Posted:

Re: Merging bank accounts?

we opened a joint savings account about a year before we got engaged...we each have our own checking accounts...we'll most likely combine them once we're married...

akajt98 Posted:

Re: Merging bank accounts?

We opened a joint account right after we got engaged, but we will continue to have our own accounts as well.

MsKitty1274 Posted:

Re: Merging bank accounts?

We joined accts about 2-3 months after getting engaged. We did this for a few different reasons...some of the big ones were...
1-I pay both of our bills, and managing 2 checking accts and check books was getting overwhelming!

2-we wanted to prevent any problems depositing checks from the wedding. FH's brother had problems b/c some checks (about 20) they rec'd said Mr. & Mrs. Xxx Xxxxx. And neither of their banks accepted them!!
pinkstar025 Posted:

Re: Merging bank accounts?

we made a joint account as soon as we got engaged...all the wedding money ( my checks) go into savings...and all his checks go into checking for bills and spending $$

LaurenluvsTJ Posted:

Re: Merging bank accounts?

we will probably do this shortly before the wedding. We thought about doing it now, but we don't live together, and don't pay any bills together. The money for the wedding is going into my savings acct, and it works out fine. The one check we got for our e-party that was in his name he cashed and then I put into the savings acccount.

m&m Posted:

Re: Merging bank accounts?

Thanks ladies! We're in contract on a house, and are talking about merging the accounts now, before closing just to make things easier - but we won't actually be living together until December. I'll be taking over the bill paying for both of us....It just seems so scary and REAL to be combining everything now - my FI just laughs at me, and figures we have to do it eventually so why not now?

Goldi1021 Posted:

Re: Merging bank accounts?

Funny that you ask because FH and I were shopping yesterday and I asked him 'So when DOES your money become mine again?'
m&m Posted:

Re: Merging bank accounts?


Posted by Goldi1021

Funny that you ask because FH and I were shopping yesterday and I asked him 'So when DOES your money become mine again?'



See, that part I had no problem with, its the adding my savings to his that I freaked out about. lol. My name is already on his checking and saving (or, ours...ahhh)....
cantwait2bewed Posted:

Re: Merging bank accounts?

Me and my FH have had joint checking and savings accoutns since 5 months after we started dating. It has worked out pretty well thus far. We get into little arguments here and there about money but nothing to to serious. We started living together like 4 months after we started dating.

LO13LO13 Posted:

Re: Merging bank accounts?

we already did all that, just need to change my name after the wedding!!

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