MONGIE and any other accord drivers

how much do you guys pay for insurance???

just got quoted 825 for 6 months.....no idea if thats too high?

FH & I have a 2009 accord coupe. last year we paid $3,000.00 for a year.
Our new quote with Allstate is $1,130.00 for 6 months. Remember it depends on where you live, driving record, & what your liability limits & deductible are.

I'm in Ohio, so I luckily only pay $500 a year for my Accord. However, when I still had NY insurance, I think I was paying around $1200...I had a 2004 and full coverage.

ETA: I've also had no tickets or accidents (knock on wood), and I know they take that into consideration!

hes saying the huge price hike from my 2001 coupe to the 2010 sedan is based mostly on the fact that its brand new (got mine right off a lease) and that I have an accident from 3 years ago on my record......jeez I guess I have been spoiled all these years that my parents have been paying for it

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Posted by MongieToBe

I only pay $468 for 6 months...fully covered plus glass...Geico

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what town do you live in, if you dont mind me asking

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Posted by GiannisWifey

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Posted by MongieToBe

I only pay $468 for 6 months...fully covered plus glass...Geico

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what town do you live in, if you dont mind me asking

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North Babylon

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Posted by GiannisWifey

w t hhhhhhh - im going to call state farm and geico now.....ugh

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Who quoted you originally?? That seems high

allstate - my parents get so many discounts with them because they have been with them 30yr +......

thats including my discount for having lo-jack and taking the defensive driving class last year? thats like way too much money.....or atleast I think it is?

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Posted by GiannisWifey

allstate - my parents get so many discounts with them because they have been with them 30yr +......

thats including my discount for having lo-jack and taking the defensive driving class last year? thats like way too much money.....or atleast I think it is?

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Yea it seems really high. I've never even taken defensive driving.

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Posted by GiannisWifey

allstate - my parents get so many discounts with them because they have been with them 30yr +......

thats including my discount for having lo-jack and taking the defensive driving class last year? thats like way too much money.....or atleast I think it is?

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When I switched from all-state to geico I saved 800 a year without defensive driving.

wthhhhhhhhhhhhhhhhh

geico quoted me 725.10 for 6 months......why am I so high??!!?!

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Posted by GiannisWifey

wthhhhhhhhhhhhhhhhh

geico quoted me 725.10 for 6 months......why am I so high??!!?!

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Do you ave any tickets or points? Accidents?

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Posted by GiannisWifey

wthhhhhhhhhhhhhhhhh

geico quoted me 725.10 for 6 months......why am I so high??!!?!

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what limits of liability are you putting in????

also, since it sounds like you have been under your parents policy, technically you have never had insurance before & you are considered more of a risk to insure.

one accident 3 years ago......


im sorry but do you happen to know the breakdown?? idon't know if im TOO insured....

im at
100/300 bodily
50,000 property
100/300 uninsured motorist
50,000 personal injury
500 dedutible
full glass coverage

$40/day rental reimbursement

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Posted by GiannisWifey

one accident 3 years ago......


im sorry but do you happen to know the breakdown?? idon't know if im TOO insured....

im at
100/300 bodily
50,000 property
100/300 uninsured motorist
50,000 personal injury
500 dedutible
full glass coverage

$40/day rental reimbursement

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I think you are at the correct amounts.
Think about it this way, what you are insuring are any assets that you may have. If you have no assets then you don't have much to worry about.
If you get into an accident & its your fault & the other person sues you, you have to make sure that you have ample insurance to cover whatever judgement may come to.
If you own a home or condo or you have money in savings then you will want to have more insurance.

ours looks like this:

250/500 bodily
200,000 property
250/500 uninsured motorist
100,000 personal injury
500 dedutible
full glass coverage

$40/day rental reimbursement

Our bodily & uninsured is much higher because we have assets that we don't want to loose in the case of an accident. & Our Medical payments are higher because currently FH has no health insurance.

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Posted by christine2010

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Posted by GiannisWifey

wthhhhhhhhhhhhhhhhh

geico quoted me 725.10 for 6 months......why am I so high??!!?!

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what limits of liability are you putting in????

also, since it sounds like you have been under your parents policy, technically you have never had insurance before & you are considered more of a risk to insure.

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I was on my parents' til I got this current Geico policy too. I somehow got a really good price apparently lol