my friend lost her E-ring!!

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Posted by JeanetteandSteve

this might be a stupid question...but where do i go to get my ring appraised? do i use the paperwork given by the jeweler FH bought from, or do i have to go somewhere else?

tia!

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Go to a jewelry appraiser. Ideally an independent appraiser, meaning that it is not affiliated with a jewelry store who might be biased. I think Jewelry Judge in Mineola is highly recommended.

I was so anxious about my ring until we got it insured. It was hard for us to find an appraiser out here so we ended up going to Bailey Banks & Biddle since they have a so-called 'independent' appraiser come in once a month. She seemed like an idiot and gave us a very undetailed appraisal, but it did have an estimate (~ $2k more than FH spent) so we were able to go get it insured. Appraisals are usually a bit more than you paid, but you don't want it to be too much more since your premium is based on that amount. I still don't want to lose my ring, but at least now I know we are covered. When I'm back in NY I might go get a real thorough apprasial but this did the job for insurance purposes.

I got a separate policy from State Farm.

LADIES, GO GET YOUR RINGS INSURED!!!!!!

Everyone should get their rings insured! It's insured even if you lose it, I always thought it was only if it was stolen.

My ring isn't very pricey (ha ha) so it's only like $50 a year added onto our rental insurance with Geico. But we live in NJ, not sure if that matters.

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Posted by blurgirlny

Everyone should get their rings insured! It's insured even if you lose it, I always thought it was only if it was stolen.

My ring isn't very pricey (ha ha) so it's only like $50 a year added onto our rental insurance with Geico. But we live in NJ, not sure if that matters.

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I think being in NJ helps. I'm living out of state right now too (for law school) and it was cheaper to get it insured here than in NY.

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Posted by JeanetteandSteve

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Posted by jboothin2008

How terrible for your friend

I insured my ring with Jeweler's Mutual, they cover it 100% whereas Met Life, the co. I have renter's insurance with, would only cover my deductible. Definitely check it out! mine is like $150 a year, I think - super cheap and worth it for peace of mind!

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wow i didn't know you could get it separate from homeowners or renters insurance...thanks so much for the info!!

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No problem! I looked into renters and that's when I found out it just enough coverage. They are very easy to work with and super cheap! Do it this week, please!!!

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Posted by JeanetteandSteve

this might be a stupid question...but where do i go to get my ring appraised? do i use the paperwork given by the jeweler FH bought from, or do i have to go somewhere else?

tia!

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Jeanette, if you got to the jeweler that FH bought the ring from, they may appraise it for free (considering you paid him for the ring, they should!). The paperwork you have might even do - I would call the co. you are going to go with and maybe even the jeweler to see if what you have will suffice.