need help with numbers for a budget.....

butterfly20 Posted: Jan 08, 2004 10:43 PM

need help with numbers for a budget.....

trying to figure out how much it would cost... ballpark figure...

for a starter house .. 3 br 2 bath...

how much does an alarm system start at?

how much do utilities run?

how much is homeowners insurance?

prncssrachel Posted: Jan 08, 2004 10:46 PM

Re: need help with numbers for a budget.....

I think it really depends on many factors, like where the house is located, etc, etc.

mishandgerard Posted: Jan 08, 2004 11:32 PM

Re: need help with numbers for a budget.....

realtor

you can find homes in areas you are looking at and judge cost.

butterfly20 Posted: Jan 08, 2004 11:41 PM

Re: need help with numbers for a budget.....

not the price of the house...

i mean the monthly expenses....

mishandgerard Posted: Jan 09, 2004 12:04 AM

Re: need help with numbers for a budget.....

but i think they have info like that on the site

cooky11111 Posted: Jan 09, 2004 09:54 AM

Re: need help with numbers for a budget.....

It depends alot to on how big it is. I have the same about of bedrooms here then I did in my other house but the house is bigger and my heating is almost double! Very hard to judge but when you are looking at a house you can ask the homeowner what there electric and heating costs are. When we sold many people ased us.

cooky11111 Posted: Jan 09, 2004 09:56 AM

Re: need help with numbers for a budget.....

Oh and alarm system we just bought one on ebay a wireless one for less then $100. Works with a remote on your keychain and calls upto 4 phone numbers if the alarm goes off. Has a lot of other features too!

februarybride Posted: Jan 09, 2004 10:05 AM

Re: need help with numbers for a budget.....

As far as utilities, It balances out to about $100 a month for heating and $100 a month for electric. An alarm service is about $33 per month (pay $100 every 3 months or so).
Water ends up being around $55 every 3 months (no pool).

Don't forget things like telephone, cable modem, cell phones, insurances, ezpass etc. Hope this helps.

Home owners insurance all depends on the price of the home. We pay about $750 a year.

mlp924 Posted: Jan 09, 2004 10:07 AM

Re: need help with numbers for a budget.....

The alarm system depends on how elaborate you go. We have contacts on every door and window as well as glass sensors in each room including the basement. The installation can be expensive but the monthly monitoring is fairly cheap. We pay $54 quarterly.

The homeowners insurance depends on whether or not the previous owners made a lot of claims (such as is the basement floods regularly, etc) and whether or not you are in a FEMA flood zone (doesn't nec. mean waterfront property only)

LIPA, KEYspan and the other utilities all have monthly budget plans and tips on saving on your bill