Posted by cbcf
ohhh nicole i am glad to know that you are okay! But getting into an accident stinks! I am sorry you got a ticket on top of that! That stinks...
I hope the woman doesnt sue. What happened that she might? Did you rearend her that she could say the accident was all your fault..?? Man I hate when people arent just glad that they are ok and just get their car fixed. Or I hate when people pretend to be hurt.
My mom and I last year were pulling out of a parking lot and we had the right of way. But on the other side of a 4 laned street in another parking lot a woman decides to make the turn with us and hit us head on! Then the woman was trying to play it off as we were in the wrong (which the cops said we were in teh right) and she was saying oh i hurt my next the airbag. Um lady the airbag never deployed![]()
Posted by Espo22
Posted by cbcf
ohhh nicole i am glad to know that you are okay! But getting into an accident stinks! I am sorry you got a ticket on top of that! That stinks...
I hope the woman doesnt sue. What happened that she might? Did you rearend her that she could say the accident was all your fault..?? Man I hate when people arent just glad that they are ok and just get their car fixed. Or I hate when people pretend to be hurt.
My mom and I last year were pulling out of a parking lot and we had the right of way. But on the other side of a 4 laned street in another parking lot a woman decides to make the turn with us and hit us head on! Then the woman was trying to play it off as we were in the wrong (which the cops said we were in teh right) and she was saying oh i hurt my next the airbag. Um lady the airbag never deployed![]()
yeah thats what S*cks, if you hit somebody from behind the insurance companies say you are automatically at fault. Its very hard to win a case when you hit the person from behind
NO Fault...only means that your insurance company will pay for your medical bills regarless of fault.
aww sorry to hear I hope everything works out and that it doesnt get blown out of proportion no one deserves that added stress or to payout $ for that matter
Posted by cbcf
Posted by Espo22
Posted by cbcf
ohhh nicole i am glad to know that you are okay! But getting into an accident stinks! I am sorry you got a ticket on top of that! That stinks...
I hope the woman doesnt sue. What happened that she might? Did you rearend her that she could say the accident was all your fault..?? Man I hate when people arent just glad that they are ok and just get their car fixed. Or I hate when people pretend to be hurt.
My mom and I last year were pulling out of a parking lot and we had the right of way. But on the other side of a 4 laned street in another parking lot a woman decides to make the turn with us and hit us head on! Then the woman was trying to play it off as we were in the wrong (which the cops said we were in teh right) and she was saying oh i hurt my next the airbag. Um lady the airbag never deployed![]()
yeah thats what S*cks, if you hit somebody from behind the insurance companies say you are automatically at fault. Its very hard to win a case when you hit the person from behind
that stinks...
but is it true that in NY it is No Fault? Or is that only for certain cases?? lol
Posted by wifetobe
NO Fault...only means that your insurance company will pay for your medical bills regarless of fault.
Posted by JB1122
I used to work for a PI lawyer. It is true, if you hit someone from behind, you are 100% at fault and it is not the insurance company's rule, that is the law in New York. You can prove a 'non-negligent excuse' but it's almost impossible (e.g., skidding in the rain is not an excuse, the car in front of you stopping short is not an excuse, etc.).
The good news is, even if she does sue you, it's not THAT big of a deal. Especially if it really was just a fender bender. You will barely even know it is happening. First you'll get served with the papers, and then you'll tell your insurance company and they'll handle everything. The only time you'll have to do anything is when they take depositions. You will have to sit for your deposition, which should be very quick. The case will likely settle after that, especially b/c you have Geico (in fact, more than 90% of ALL lawsuits are settled before trial). If there was a trial, you would have to show up, but I doubt it would get that far.
I have to put my disclaimer that I'm not a lawyer and this isn't meant as legal advice, but it is meant to make you feel a little better hopefully. I have been in one accident and I rearended the guy in front of me. His car had the most minor dent in it and he was NOT hurt. Long story short, after being served I never heard a thing about it until my deposition, and then after that the case settled.
Feel better - accidents happen!![]()
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Posted by Future Mulligan
I'm fine....just upset....i just hate that this is happening now when we need the money for the wedding!
we have geico.....hopefully our rate doesnt skyrocket after this.....
i know this lady is going to totally sue me over a fender bender - that is the worst part....just waiting to see what this lady does......
Posted by Espo22
Posted by JB1122
I used to work for a PI lawyer. It is true, if you hit someone from behind, you are 100% at fault and it is not the insurance company's rule, that is the law in New York. You can prove a 'non-negligent excuse' but it's almost impossible (e.g., skidding in the rain is not an excuse, the car in front of you stopping short is not an excuse, etc.).
The good news is, even if she does sue you, it's not THAT big of a deal. Especially if it really was just a fender bender. You will barely even know it is happening. First you'll get served with the papers, and then you'll tell your insurance company and they'll handle everything. The only time you'll have to do anything is when they take depositions. You will have to sit for your deposition, which should be very quick. The case will likely settle after that, especially b/c you have Geico (in fact, more than 90% of ALL lawsuits are settled before trial). If there was a trial, you would have to show up, but I doubt it would get that far.
I have to put my disclaimer that I'm not a lawyer and this isn't meant as legal advice, but it is meant to make you feel a little better hopefully. I have been in one accident and I rearended the guy in front of me. His car had the most minor dent in it and he was NOT hurt. Long story short, after being served I never heard a thing about it until my deposition, and then after that the case settled.
Feel better - accidents happen!![]()
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yeah it really doesn't work. This guy in front of my dad stopped short and came to a complete stop on the 59th street bridge, and there was no reason for him to do so...but yeah my dad was still at fault. But then again this is why you dont drive too fast and have to keep a distance between you and the car in front of you or else you won't be able to stop enough, of course this is what i said to my dad bc it was my car he borrowed that day and TOTALLED!!!!!!!!![]()
Posted by Dr Meg
Posted by Future Mulligan
I'm fine....just upset....i just hate that this is happening now when we need the money for the wedding!
we have geico.....hopefully our rate doesnt skyrocket after this.....
i know this lady is going to totally sue me over a fender bender - that is the worst part....just waiting to see what this lady does......
Sorry about the accident.
Not to be a downer but i got into an accident last Nov. I have Geico and I felt they totally didn't fairly represent me at all. They took 100% responsibility for the accident (which if you talk to alot of people is typically unheard of in non-rear ended accidents) which opened me up to being sued by the other person (which they did). The women had a broken ankle and wound up settling with Geico for $75,000 in addition to her medical bills. Luckily I had more then that in bodily injury coverage, so I had no out of pocket expenses, but if they hadn't settled and she wanted more money they could have ultimately came after me personally.
I am positive my rates will go up, they haven't yet because the claim wasn't closed. It just got closed with the settlement, so I am sure once my current 6 months is up, they will.
Posted by Espo22
Posted by Future Mulligan
I'm fine....just upset....i just hate that this is happening now when we need the money for the wedding!
we have geico.....hopefully our rate doesnt skyrocket after this.....
i know this lady is going to totally sue me over a fender bender - that is the worst part....just waiting to see what this lady does......
have you called geico yet? seems this lady is the one making all the moves...don't just wait for her to do everything. You need to take action of your own and find out what you need to do
Posted by wifetobe
NO Fault...only means that your insurance company will pay for your medical bills regarless of fault.
if she does sue mostly likely it will all be through insurance and i'll only know because geico will send a letter notifiying me......its just the typical my neck, back hurts thing that bothers me.....i felt like she was lying b/c she was searching all over her car for her cellphone looking under her seats and stuff - and then she carried all of her stuff to the ambulance.....if i knew i was hurt i wouldnt even MOVE.....its an accident and i hate when people exaggerate or pretend to be hurt......i work in the claims dept at my job so i see it all the time and its such BS.....
Posted by Espo22
Posted by cbcf
Posted by Espo22
Posted by cbcf
ohhh nicole i am glad to know that you are okay! But getting into an accident stinks! I am sorry you got a ticket on top of that! That stinks...
I hope the woman doesnt sue. What happened that she might? Did you rearend her that she could say the accident was all your fault..?? Man I hate when people arent just glad that they are ok and just get their car fixed. Or I hate when people pretend to be hurt.
My mom and I last year were pulling out of a parking lot and we had the right of way. But on the other side of a 4 laned street in another parking lot a woman decides to make the turn with us and hit us head on! Then the woman was trying to play it off as we were in the wrong (which the cops said we were in teh right) and she was saying oh i hurt my next the airbag. Um lady the airbag never deployed![]()
yeah thats what S*cks, if you hit somebody from behind the insurance companies say you are automatically at fault. Its very hard to win a case when you hit the person from behind
that stinks...
but is it true that in NY it is No Fault? Or is that only for certain cases?? lol
i don't know, my MOH is an insurance broker i just remember things here and there she tells me lol
but nicole said this lady wants to sue her so if th is is the case it goes on to another level
Posted by Future Mulligan
if she does sue mostly likely it will all be through insurance and i'll only know because geico will send a letter notifiying me......its just the typical my neck, back hurts thing that bothers me.....i felt like she was lying b/c she was searching all over her car for her cellphone looking under her seats and stuff - and then she carried all of her stuff to the ambulance.....if i knew i was hurt i wouldnt even MOVE.....its an accident and i hate when people exaggerate or pretend to be hurt......i work in the claims dept at my job so i see it all the time and its such BS.....
