OMG...What would you do if?

MrsH09 Posted: Jul 23, 2008 08:43 PM

OMG...What would you do if?

What would you do if you got a check as a gift and it bounced??? I would hate to have to call the person and banks charge ridiculous fees nowadays (I work for one) and from what I've read on the newlywed board, some *close friends and family mbrs* claim they will send another check and never do...wth?

..what would you do?

lanamanitta Posted: Jul 23, 2008 08:44 PM

Re: OMG...What would you do if?

Posted by MrsH09

What would you do if you got a check as a gift and it bounced??? I would hate to have to call the person and banks charge ridiculous fees nowadays (I work for one) and from what I've read on the newlywed board, some *close friends and family mbrs* claim they will send another check and never do...wth?

..what would you do?

Is there a branch of their bank around you? I would go in there and see if THEY can send it back to them . . . . .

cedesnyc Posted: Jul 23, 2008 08:45 PM

Re: OMG...What would you do if?

OMG....I'll be mortified if that happens and even to make the phone call.....oh wow

Honestly.....i dunno what I'll do - Its hard

Are there really ppl out there that bounce checks given as a wedding gift???

baba022 Posted: Jul 23, 2008 08:47 PM

Re: OMG...What would you do if?

UGHH!!! I dont know!! Thats a tough one....!! I think you should see if the bank can send it back to them?? Thats really hard....

Ann 52409 Posted: Jul 23, 2008 08:49 PM

Re: OMG...What would you do if?

I think I would deposit again at the end of the week but I wouldnt tell them, I dont think they will send another one.
Does a person find out if the check they sent somebody bounced?

MrsH09 Posted: Jul 23, 2008 08:53 PM

Re: OMG...What would you do if?

The bank will automatically send the copy back to you & then you can re-deposit it...of course if it comes back again then you will get two bounced checks. But it happened to a couple of girls on the Newlywed boards & alot of them said that their friends & family promised to send another check & never did. My FH isn't scared of anyone..so I'll prob make him do it..I love my big strong man!! LOLLLLL

LegoBride Posted: Jul 23, 2008 08:53 PM

Re: OMG...What would you do if?

Yikes! I don't even want to think about this - what a tough position to be in,

JKFris09 Posted: Jul 23, 2008 08:53 PM

Re: OMG...What would you do if?

I would call them and tell them, and if I never got a replacement one I would sick my mom or FMIL on them

MrsH09 Posted: Jul 23, 2008 08:54 PM

Re: OMG...What would you do if?

Posted by Ann 52409

I think I would deposit again at the end of the week but I wouldnt tell them, I dont think they will send another one.
Does a person find out if the check they sent somebody bounced?

Yea...it should show as returned on their statement...and they may even get a fee from their bank.

ttdiff11 Posted: Jul 23, 2008 10:29 PM

Re: OMG...What would you do if?

hm i dunno, thats def a tough stop to be put in!!

kristentinnelly Posted: Jul 23, 2008 10:32 PM

Re: OMG...What would you do if?

Posted by cedesnyc

OMG....I'll be mortified if that happens and even to make the phone call.....oh wow

Honestly.....i dunno what I'll do - Its hard

Are there really ppl out there that bounce checks given as a wedding gift???

Oh yes there are, my friend got married last year and one of her guests checks bounced. She was so embarrased for the guest and didnt know what to say or do. The bank notified the guest of the bounced check but she felt weird asking for the money so she just didnt say anything and let them come to her on how to handle it

PoppedInASnap Posted: Jul 23, 2008 11:19 PM

Re: OMG...What would you do if?

oh gosh i will pray that doesnt happen to me...what rubbish though... to have to go through all the hassle after your wedding?

lanamanitta Posted: Jul 23, 2008 11:29 PM

Re: OMG...What would you do if?

Honestly, the more I think about it, I'd probably tear it up and throw it away. It shouldn't screw up their account if the money wasn't in there, and they will find out on their statement. And as a gift-giver, I always use cash to avoid the bride and groom having to go to the bank, unless I'm sending the gift, or the bride and groom are getting married OOT (so they don't travel with cash).

BarbieGrl10 Posted: Jul 24, 2008 12:13 AM

Re: OMG...What would you do if?

Posted by cedesnyc

OMG....I'll be mortified if that happens and even to make the phone call.....oh wow

Honestly.....i dunno what I'll do - Its hard

Are there really ppl out there that bounce checks given as a wedding gift???

Yes! My MOH had a few people bounce checks from her wedding.

CNC4eva3402 Posted: Jul 24, 2008 12:59 AM

Re: OMG...What would you do if?

Posted by LegoBride

Yikes! I don't even want to think about this - what a tough position to be in,

Ditto!! That's one position I don't want to be in...

KimiDanny1010 Posted: Jul 24, 2008 01:26 AM

Re: OMG...What would you do if?

it would matter who that person was close too... (my parents, fh or me) ...that person would then call them about the 'misunderstanding'

VickiR510 Posted: Jul 24, 2008 07:09 AM

Re: OMG...What would you do if?

Dont banks usually send notices to the party that bounced the check with a copy of the check?? I know at work when those things happen thats what we receive. SO the people should know what they did! Its up to them to rectify it.

Ann 52409 Posted: Jul 24, 2008 08:00 AM

Re: OMG...What would you do if?

Posted by MrsH09

Posted by Ann 52409

I think I would deposit again at the end of the week but I wouldnt tell them, I dont think they will send another one.
Does a person find out if the check they sent somebody bounced?

Yea...it should show as returned on their statement...and they may even get a fee from their bank.

Then I wouldnt say anything, they will know and probably not send another one

MrsDtoBe09 Posted: Jul 24, 2008 08:03 AM

Re: OMG...What would you do if?

That sort of happened to me at my engagement party. Someone gave us a check and when we went to deposit it, instead of them depositing it and then telling me it bounced, the teller told me that they had insufficient funds. I just held off on depositing it for a week and then tried again and it worked. But how embarrassing!

stephlovesseyi Posted: Jul 24, 2008 08:05 AM

Re: OMG...What would you do if?

I think they would be too embarrassed to send another one. Times are hard, and Im not going to assume that the person did it on purpose. These things happen unfortunately. I would call them and ask them if they wanted me to redeposit it. A check isnt the admission price to my wedding. I'd understand and pray that they get through what ever financial bind they must be in.