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Renter's policy? (XP NWR)

jenheartsrob Posted:

Renter's policy? (XP NWR)

I've never rented before --- about how much is this a month for a 2 bedroom apartment with rent of $1400? I don't even know what gets factored in when they figure it out or where to look.... please advise :) thanks!

103005FallBride Posted:

Re: Renter's policy? (XP NWR)

I went with Allstate. We have our auto ins with them and receive a multi policy discount. I originally was with Travelers, but rec'd a better rate and coverage with Allstate.
Things that are factored in are # of rooms, # of floors, construction type - brick, frame, etc. You can get a rider to included your e-ring and wedding rings or even if your DH is a baseball card collector you can insure those.
I honestly don't remember what we pay now because DH pays that bill, but anywhere from $250-300 (annual) then the add'l for the rings, etc.
It's WORTH it! Peace of mind!
Mrs. dleeny Posted:

Re: Renter's policy? (XP NWR)

I have renters insurance with Allstate. I pay $170 a year

Beth1210 Posted:

Re: Renter's policy? (XP NWR)

I answered you on NWR

but I pay $36 a month - with Met Life

I live on the beach which was extra

and I have an extra $50K rider for my clothes

the policey included $12K for clothing- but that wouldn't cover much - so I upped it

Mrs. dleeny Posted:

Re: Renter's policy? (XP NWR)


Posted by Beth1210

I answered you on NWR

but I pay $36 a month - with Met Life

I live on the beach which was extra

and I have an extra $50K rider for my clothes

the policey included $12K for clothing- but that wouldn't cover much - so I upped it


you have a $50K wardrobe?
Beth1210 Posted:

Re: Renter's policy? (XP NWR)

to replace everything in the invent of a fire- yes

including bags, shoes and I have my Mom's Mink coat

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