Ring Insurance...

MarcellaBella Posted: Sep 09, 2002 03:30 PM

Ring Insurance...

Need advice...Who do you ladies have a policy with for your rings?? I do not have rental nor home owners insurance...I was referred to Jewelers Mutual, have you guys ever heard of them???

JuneBride21 Posted: Sep 09, 2002 03:31 PM

Re: Ring Insurance...

My ring insurance is through AMICA

Diane Posted: Sep 09, 2002 03:35 PM

Re: Ring Insurance...

My ring is insured through my old car insurance company-State Farm. I dont have my car insurance with anymore, but still have my ring insured through them.

dcbride Posted: Sep 09, 2002 03:42 PM

Re: Ring Insurance...

I went through State Farm too.

Edited to say I don't have renters insurance either--and at the time I didn't have car insurance either.

SeptemberBride03 Posted: Sep 09, 2002 03:46 PM

Re: Ring Insurance...

My fiance set it up when he bought the ring, he got it as a rider on his rental insurance through State Farm. I think you can get it without having renters's insurance though.

matt_hos Posted: Sep 09, 2002 04:39 PM

Re: Ring Insurance...

we went through jewelers mutual. the place i bought the ring and family member referred them. i don't know about prices elsewhere, but it seemed ok. takes a little bit fot the paperwork.

MichelleW Posted: Sep 09, 2002 04:59 PM

Re: Ring Insurance...

Doe they have a website?

MarcellaBella Posted: Sep 09, 2002 05:23 PM

Re: Ring Insurance...

I just sent out the application with the premium...

check it out..

www.jewelersmutual.com

Marcela1654 Posted: Sep 09, 2002 05:27 PM

Re: Ring Insurance...

I got my insurance through Chubbs. Here's the link Chubb

MichelleW Posted: Sep 09, 2002 05:28 PM

Thanks MacrellaBella :-)

jennbaby Posted: Sep 09, 2002 05:31 PM

Re: Thanks MacrellaBella :-)

My ring is insured through Allstate.
We got renters insurance and insured the ring at the same time.
It costs alot but its well worth it.
(costs depends on your appraised amount).

lilmrs Posted: Sep 09, 2002 07:04 PM

insurance

We have my ring insured too, we got it from the same company that we have our renters insurance with.

Jenny5150 Posted: Sep 09, 2002 07:05 PM

Re: insurance

my ring (along with my other jewelry) is a rider on my FH's home insurance which is with USAA.

May Posted: Sep 09, 2002 08:21 PM

Re: Ring Insurance...

I used Chubb.

HappyEverAfter Posted: Sep 10, 2002 10:34 AM

Re: Ring Insurance...

Ring insurance (personal items policy) and renters insurance are both through State Farm. I had to get a personal items policy, as renters would not even come close to covering the price of the e-ring. Both cost about $100 a year, very well worth it IMO.

charliesgirl Posted: Sep 10, 2002 10:36 AM

Re: Ring Insurance...

I insured my ring under my parents Homeowners insurance. And once we move into our apartment I am getting renters insurance to cover my ring.

zac1228 Posted: Sep 10, 2002 11:19 AM

Re: Ring Insurance...

I have Jewlers Mutual. The person my FH bought my ring from recommended them. He is a diamond dealer in the diamond district and also a college friend of my FH so we trusted his opinion.

MarcellaBella Posted: Sep 10, 2002 11:26 AM

Re: Ring Insurance...

I went with Jewlers Mutual... seems pretty good.. thanks for all your input guys!

michele31 Posted: Sep 10, 2002 11:26 AM

Re: Ring Insurance...

I added my ring to my home owners insurance. I have a 'ridder' which means that even if my ring is lost on the subway it will be replaced for full value.
I highly recommend getting full insurance on your ring(s). I also keep 'ridders' on some of my other jewerly. Most people think their home owners cover stuff like that but there are jewerly limits on policies and normally they are very low. So don't assume you have coverage, call and confirm in writing.