mine is a rider on our home owners. it covers anything that happens to it at 100% the appraisal price
KK Holiday
Posted:
Member since
Re: ring insurance....
ooo i dont know the name of our insuror off the top of my head but they are a really good one. They just replace the ring no questions asked.
FM me if you want toknow I'll search for the company.
but they only insure jewlery
FinallyEngaged
Posted:
Member since
Re: ring insurance....
Posted by Jess125483
I heard Chubb Group is the best (and prob most expensive).
I know carolinebr had horrible problems with MetLife and they didn't pay her claim and she had to hire a lawyer.
Mine is with Chubb.... they are amazing. I am also an insurance broker so you know i did my research!!!! Chubb has a special policy exclusively for engagement rings, and then you can add other jewelry to the policy, like your wedding bands!!!
AllyDrew1108
Posted:
Member since
Re: ring insurance....
I know I shouldn't admit this, but my ring wasn't that expensive, we got insurance for only $50 a year through Geico - but we live in NJ. They said the ring is covered even if I lose it and you get the appraisal price, not the ring price. Like my ring was appraised at $500 more than he spent.
tmarie
Posted:
Member since
Re: ring insurance....
I used jewelers mutual, you get to replace your engagement ring from your jeweler whether it was mysteriously lost or stolen, etc.
TrueLoveIn2008
Posted:
Member since
Re: ring insurance....
I have jeweler's mutual too. It's like $150/yr. SO WORTH IT! Get it now!!!
Future Mulligan
Posted:
Member since
Re: ring insurance....
Posted by tmarie
I used jewelers mutual, you get to replace your engagement ring from your jeweler whether it was mysteriously lost or stolen, etc.
thats the insurance we have as well - def gives peace of mind! i think FH would DIE if something happened and we didnt have insurance on it - not only because of the sentimental value but the monetary value as well! he would DIE!
