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Ring Insured?

Katlyco Posted:

Ring Insured?

Sarahgetsmarried Posted:

Re: Ring Insured?

Yes. My engagement ring is over $20,000 so we thought it would just be silly not to insure it.

We would have done so even if it was a $2,000 ring.

No matter the cost you should, IMHO.

I also suggest every woman on this board has renters insurance if you are renting an apartment.

These are things you should not ever leave be.
AngnShaun Posted:

Re: Ring Insured?


Posted by Sarahgetsmarried

Yes. My engagement ring is over $20,000 so we thought it would just be silly not to insure it.

We would have done so even if it was a $2,000 ring.

No matter the cost you should, IMHO.

I also suggest every woman on this board has renters insurance if you are renting an apartment.

These are things you should not ever leave be.


wow... thats an expensive ring!

I am using my auto insurance company to insure my ring
Lsorrent Posted:

Re: Ring Insured?

My ring is insured through Jeweler's Mutual. FH had my ring appraised from the jeweler he bought it from, and the jeweler gave him all of the paperwork. So all I had to do when FH gave me the ring was send a copy of the appraisal and register with Jeweler's Mutual. It costs me about $300 per year and covers the entire value of my ring (not necessary for me to post that number).

asg450 Posted:

Re: Ring Insured?


Posted by Lsorrent

My ring is insured through Jeweler's Mutual. FH had my ring appraised from the jeweler he bought it from, and the jeweler gave him all of the paperwork. So all I had to do when FH gave me the ring was send a copy of the appraisal and register with Jeweler's Mutual. It costs me about $300 per year and covers the entire value of my ring (not necessary for me to post that number).



I am thinking of using Jeweler's Mutual also. That's a pretty good price to pay per year.
geegee827 Posted:

Re: Ring Insured?

Mine is insured as a rider to my renter's policy.

FutureLW Posted:

Re: Ring Insured?

Yes! You must!! I insured mine through Jeweler's Mutual. It was soooooooooo easy. I did everything online and all i had to do was email or fax them over the appraisal from my jeweler where FH got the ring!

Good Luck!
ellie424 Posted:

Re: Ring Insured?

Yes! FH got my ring insured before he proposed to me.

mag2010 Posted:

Re: Ring Insured?

Yes, mine is insured under my home owners policy. I added my ring to my policy immediately.

Lu2700 Posted:

Re: Ring Insured?


Posted by LaraChris112008

Yes! You must!! I insured mine through Jeweler's Mutual. It was soooooooooo easy. I did everything online and all i had to do was email or fax them over the appraisal from my jeweler where FH got the ring!

Good Luck!



same here
GiannisWifey Posted:

Re: Ring Insured?

I just got insurance for it the other day - I put it under my parent's homeowners policy and it costs just about $360 a year.....it is not expensive at all and totally worth it.....

NewYorker09 Posted:

Re: Ring Insured?

Mine's insured under homeowners too, that was something we did right away! I was really nervous wearing it until I knew it was insured!

MarjorieFrank Posted:

Re: Ring Insured?

Mine isn't

I want to get it insured. When we buy a house, I will put it under the homeowner's insurance.
runnerbride1023 Posted:

Re: Ring Insured?

he had it insured before it was on my finger! I wouldn't wear it otherwise, I lose everything.

KatieG2010 Posted:

Re: Ring Insured?

it doesnt matter how much your ring is- $200 or $200,000 .... you should get in insured. Jeweler's Mutual is the way to go.
MarjorieFrank Posted:

Re: Ring Insured?


Posted by Lsorrent

covers the entire value of my ring (not necessary for me to post that number).



Basically!

stinenandy2010 Posted:

Re: Ring Insured?

we added a personal property to our homeowners for the ring

and like laura said its not necessary to post how much.....remember a lady never talks about money
Soon2bMrsH Posted:

Re: Ring Insured?

For now mine is insured through jewelers mutual. We will change to renters/homeowners insurance when we get to that point. but def insure it no matter how much it costs. its silly not too, for the amount you will pay per year, its worth it.

for me it was scary wearing it without it being insured.
MrsCtoB Posted:

Re: Ring Insured?

My ring is insurer through my homeowners insurance! I'm not taking any chances!!! I know my hubby to be worked really hard to save up for the ring!

gina409 Posted:

Re: Ring Insured?

yep..fh insured my rng before he even gave it to me and we insured my wedding band when we bought it..we used jewlers mutual

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