Okie so they last few months I have given in on somethings for a few months i was getting my nails done like once a week with a pedicure and now stopped that habit of spending like 50 bucks a week on it...I love treating my self good....i think i deserve it :) I work .... so now I am saving for a apt what else can I scrimp on ?
Espo22
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Re: saving money
dont go shopping alot...Just go for necessary things like work clothes you may need and things like that...There are alot of things people think they NEED to have but in reality you don't. You will be perfectly fine without it
MJDoc12
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Re: saving money
eating out at restaurants. you'd be surprised at how much $$ that can save....even when you 'dollar menu' it, it can add up. but definitely cut out as much eating out for a 'few drinks and appetizers'
Bella77
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Re: saving money
This was a change for me too - I've: - only get my nails filled 1x a month - buy almost all my food @ the supermarket - stopped going out for happy hour (unless I was with friends who always pay ) - stopped the little purchases, the things that add up quickly without realizing it
So far it's working out really well.... it's AMAZING how much $ I was just throwing away.
Of course my social life has taken a hit, but I'm on LIW all the time and that doesn't cost anything at all!
Mizzdimple
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Re: saving money
Posted by FancyMe1018
Okie so they last few months I have given in on somethings for a few months i was getting my nails done like once a week with a pedicure and now stopped that habit of spending like 50 bucks a week on it...I love treating my self good....i think i deserve it :) I work .... so now I am saving for a apt what else can I scrimp on ?
Food
FancyMe1018
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Re: saving money
thanks I really appreciate it and eating out less will help me lose weight because most of the crap i eat out thinking oh i am just treating myself
Espo22
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Re: saving money
Posted by FancyMe1018
thanks I really appreciate it and eating out less will help me lose weight because most of the crap i eat out thinking oh i am just treating myself
you know what i do so i dont worry about this constantly and wondering should i spend money on that or not...I made a budget for myself, how much i need to put away each month...so i put that away and also take out month expenses, whatever im left with im free to spend however i want...And let me tell you i dont even leave like a whole lot left to do whatever with and alot of times now i end up putting it towards our savings bc now im used to not splurging like crazy and will not feel the need to do so...THink it will be more useful towards our savings
Belongs2DanBuckley
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Member since
Re: saving money
I have taken $$$ out of my paycheck and put it directly in the wedding fund as soon as I get paid....that way my acct balance is small and I don't think I 'have $$' in the bank...it has really helped believe it or not!
Espo22
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Member since
Re: saving money
Posted by Belongs2DanBuckley
I have taken $$$ out of my paycheck and put it directly in the wedding fund as soon as I get paid....that way my acct balance is small and I don't think I 'have $$' in the bank...it has really helped believe it or not!
def works, then when you want to spend alot of money you cant bc its not there lol, i do the same
Fall Bride 2008
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Member since
Re: saving money
Posted by MJDoc12
eating out at restaurants. you'd be surprised at how much $$ that can save....even when you 'dollar menu' it, it can add up. but definitely cut out as much eating out for a 'few drinks and appetizers'
I totally agree
soon2BMrsMcD
Posted:
Member since
Re: saving money
Before the wedding I used to get mini-massages for like $10 once a week or every two weeks.
Man, I could use one right now....
The next one will be on our hm!
PrincessJen
Posted:
Member since
Re: saving money
I bring breakfast & lunch from home Do my nails myself at home No unnecessary drivin (gas is getting expensive again) No annual weeklong cruise vacation No seasonal or just because shopping Decreased X-Mas budget Starbucks only once a week
Is there anything else left?
I don't hang out with my friends as much (they do allot of trips, happy hours, eating out, & non-cost cutting things). But also they are not saving for a wedding. No pain no gain
ant n tilde
Posted:
Member since
Re: saving money
joined netflix so instead of going out to eat or to the movies we just stay in and watch a movie and steal our mom's dinners
i stopped getting my nails done - but i just got them done again for e pics and i will be so sad to take them off again!
no annual summer shopping - but i will need to get some stuff for the HM
no coffee at work - i drink green tea before i leave the house
Special K bars at work - instead of buying snacks
bag lunch
no birthday/ christmas presents this year - just going out to dinner for those events . . . they will fall about two weeks before the wedding
no easter presents for the kids this year. . . also cut back on christmas presents - we used to spend about $300-$400 on each kid but this year we got them some clothes. . .they were soooo upset - oh well.
trying to work some OT but its tough!
KarinAmanda
Posted:
Member since
Re: saving money
deff start a money market acct. with a high interest rate..
now we just transfer what we can afford from each paycheck and get some interest aswell!!
for birthdays, holidays - ask for cash :) save ALL spare change and then cash it in for spending money on the honeymoon...
FH and I do this for vacations and it always adds up to hundreds over some time
soon2BMrsMcD
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Re: saving money
Glad to see we're not the only ones skimping on just about everything!
Belongs2DanBuckley
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Member since
Re: saving money
Posted by PrincessJen
I bring breakfast & lunch from home Do my nails myself at home No unnecessary drivin (gas is getting expensive again) No annual weeklong cruise vacation No seasonal or just because shopping Decreased X-Mas budget Starbucks only once a week
Is there anything else left?
I don't hang out with my friends as much (they do allot of trips, happy hours, eating out, & non-cost cutting things). But also they are not saving for a wedding. No pain no gain
OH YEAH!!!! I BRING MY LUNCH!!!! SAVES SOOOOOOO MUCH $$$$$$$$$
AS
Posted:
Member since
Re: saving money
I love to get my hair and nails done, eat out ALOT, clothes shop, (but I cut down on the shopping), go out every weekend etc etc. I love to get massages, yeah it all adds up. But its ok to treat yourself, because of the wedding plans/stress and all lolololol
ant n tilde
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Member since
Re: saving money
Posted by soon2BMrsMcD
Glad to see we're not the only ones skimping on just about everything!
the last movie i went to see was Harry Potter and the last movie Ant went to see was. . .
8 MILE!!
we are skimping on EVERYTHING. i know it will be worth it though!
Espo22
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Member since
Re: saving money
LUCKILY at work we have our own chef and the company pays for that and our lunch is free so that saves me...But i pay alot in transportation a day, i take the LIRR, NYC MTA and the PATH, So that adds up.
And yeah we cut down alot on going out to eat, we used to go a couple times a week and not like that now lol
Julybride08
Posted:
Member since
Re: saving money
With my job I joined a credit union and before I even see my money a certian amount is taken out an dput into a savings account. I have been doing this for years. It's basically a forced savings. And it's good cause then when you want to take money out it's kinda a pain cause then you have to send a letter with the amount you want and everything and they send you a check. So it's really good. Cause you basically don't see the money an dit's saved for you automatically. I love it!!
