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so I fell in love again

VeggieBride Posted:

so I fell in love again

Let me preface this by saying we are NOT in the market to buy a house right now. We want to wait till after the wedding and really do not have much saved yet for this.

FH an I were out at his parents house yesterday in Lindenhurst and decide to go walk around since it was fairly nice out. There were a TON of houses up for sale and we walked past this OLD OLD OLD house on this quiet street in the village and we stopped dead in our tracks. The sign was up 'Call Murf'

Murf!! We call my dog Murf! (murphy) ITS A SIGN

We're standing there. Both pull out our iphones and start searching for this house. Thinking holy crap its gotta be at least like 400k.

$200,000!!!!!!!!!! and the taxes....only $3900 after the star rebate. WHAAAA?

So we get back to his parents house and start crunching numbers and his mom calls the real estate office because she actually knows an agent that works there. Really? sounds like 1 omen after another.

We met with the agent at the house and she let us in. You guys. You'd think 200k and from what they said on the website that this house was a total mess. It was beyond craziness how great of shape this house is in. All hardwood throughout. All oringinal moldings, Tin ceilings. All of the updates to the house are cosmetic. Needs a new kitchen and bathroom but its totally livable and could be done over the course of a year.

Theres an open house today and we're praying that no one makes an offer. His moms friend will let us know midweek if there were any biters and if there werent were gonna go talk to a mortgage specialist.

I feel like im jinxing myself for even posting this but i need to tell someone!

FH will be more devastated if someone else buys it but I believe that everything happens for a reason so if it doesnt work out then it doesnt work out but cross your fingers for me!
mlcvln129 Posted:

Re: so I fell in love again

WHA??????????????? How is it only $200,000? Is it a short sale?

FH and I are in the process of looking for houses, too, but we can't buy until after the wedding, either. It's a no-brainer financially if that $15,000 first time homeowners' tax credit goes through as part of the stimulus plan Obama and his Washington peeps are trying to hash out.
mcclj74 Posted:

Re: so I fell in love again

wow that is totally awesome...i stopped looking at houses because of the same reason - i didnt want to fall in love with something and not be able to buy it - it sounds like you have lots of great signs with this one!

VeggieBride Posted:

Re: so I fell in love again

It was some old ladies house that died and her family is trying desperately to get ridof it but its been on the market for over 120 days and theyve got down in price drastically. Im hoping if we make a lowball offer they will cave.

MrsDtoBe09 Posted:

Re: so I fell in love again

Oh my gosh, how exciting! Good luck!

he gives me butterflies Posted:

Re: so I fell in love again

thats amazing! are you guys pre approved? why dont you put in an offer b4 someone else?

stefandken Posted:

Re: so I fell in love again

wow what a great deal!!! good luck!!!!

Summertimegal424 Posted:

Re: so I fell in love again

best of luck!

GT143EA Posted:

Re: so I fell in love again

WOW!!!! Good luck!!!!
Deeglasser Posted:

Re: so I fell in love again

i think i know the house you are talking about! is it on bristol street???

VeggieBride Posted:

Re: so I fell in love again


Posted by he gives me butterflies

thats amazing! are you guys pre approved? why dont you put in an offer b4 someone else?



No we havent even spoken to a lender yet. We were going to wait until after the open house today. Im under the assumption we would be laughed at seeing as we have basically nothing. But at the same point our mortgage would be lower than what we're paying in rent including insurance and taxes. FH parents want to give us 10k which would cover the FHA 3% and closing i think.

Im not getting my hopes up but its far too late for FH...his hopes cant get any higher.

Is it hard to get a mortgage now?? Our credit is average. Not spectacular.
VeggieBride Posted:

Re: so I fell in love again


Posted by Deeglasser

i think i know the house you are talking about! is it on bristol street???



YES
VeggieBride Posted:

Re: so I fell in love again

AND now he's yelling at me for posting about it because he thinks all of you girls are going to steal it from us. lol

gina409 Posted:

Re: so I fell in love again

wow!!!!!! thats awesome!!!!! good luck
Dani777 Posted:

Re: so I fell in love again

That's def. great! Congrats! And goood luck!

chicky724 Posted:

Re: so I fell in love again

Wow that is awesome... fingers crossed for you!
Celeste617 Posted:

Re: so I fell in love again

Good luck!!!

VeggieBride Posted:

Re: so I fell in love again

FH is on the phone with the mortgage guy now!
Espo22 Posted:

Re: so I fell in love again


Posted by VeggieBride

AND now he's yelling at me for posting about it because he thinks all of you girls are going to steal it from us. lol



yeah now that the street is revealed, i hope others wont jump on it. Ask the person to take out the street name and not give anymore hints.

Good luck
HotAir Posted:

Re: so I fell in love again

OMg that sounds amazing! Good luck and keep us posted!!!!

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