Those that know alot about health insurance

she will have none unless she gets a full time job or she can inquire to see if her parents have some kind of cobra plan but that is really expensive.

Is she under 18 because if she is she would have insurance. After 18 you need to be in school full time.

so she must be employed to get something? shes currently working but seasonal and who knows for how much longer and if she'll find anything after that.

the baby will automatically be covered by something wont it?

sorry to crash
when she goes to the doctor she will be asked if she has insurance and if she doesnt or will lose it soon they will give her and the baby medicaid with some other plan...her visits and hospital stay will be free. also when the baby is born the baby will have it for about a month or 2 unless she will not be working at all she will continue to have medicaid
hope this helps

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Posted by RitasEngaged

she will have none unless she gets a full time job or she can inquire to see if her parents have some kind of cobra plan but that is really expensive.

Is she under 18 because if she is she would have insurance. After 18 you need to be in school full time.

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she'll be turning 18 a few weeks before her due date which is the concern. she will be covered until the end of that month though.

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Posted by jennandrolo

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Posted by RitasEngaged

she will have none unless she gets a full time job or she can inquire to see if her parents have some kind of cobra plan but that is really expensive.

Is she under 18 because if she is she would have insurance. After 18 you need to be in school full time.

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she'll be turning 18 a few weeks before her due date which is the concern. she will be covered until the end of that month though.

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the plan i mentioned, i do know you have to make under a certain amount so if they see you make a little bit of money and need coverage.

But I do agree with the post about medicaid, i would have her look into that.

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Posted by RitasEngaged

I know she will have basic checkups covered but my friends cousin has the same issue and for instance her sonograms were not covered. Does the babies father have a FT job?

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well sonograms and all prenatal care are covered by her fathers insurance. the main concern is after the birth. no he does not hes a year younger so with another year of high school left there is no full time job in the near future.

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Posted by jennandrolo

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Posted by RitasEngaged

I know she will have basic checkups covered but my friends cousin has the same issue and for instance her sonograms were not covered. Does the babies father have a FT job?

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well sonograms and all prenatal care are covered by her fathers insurance. the main concern is after the birth. no he does not hes a year younger so with another year of high school left there is no full time job in the near future.

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If she is under her fathers insurance yes than everything will be covered but once she is not and if she is still pregnant than I don't think the sonograms will be anymre.

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Posted by RitasEngaged

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Posted by jennandrolo

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Posted by RitasEngaged

I know she will have basic checkups covered but my friends cousin has the same issue and for instance her sonograms were not covered. Does the babies father have a FT job?

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well sonograms and all prenatal care are covered by her fathers insurance. the main concern is after the birth. no he does not hes a year younger so with another year of high school left there is no full time job in the near future.

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If she is under her fathers insurance yes than everything will be covered but once she is not and if she is still pregnant than I don't think the sonograms will be anymre.

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now i dont know if you know the answer but if she is living with her parents as a young mother will she be considered independent since she has a child and be eligible for medicaid and other programs such as WIC?

NY has a few programs. I have worked w/ teenagers (who were parents) who used thse plans:
h
http://www.health.state.ny.us/nysdoh/fhplus/

http://www.nyhealth.gov/nysdoh/chplus/


HTH!

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Posted by jennandrolo

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Posted by RitasEngaged

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Posted by jennandrolo

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Posted by RitasEngaged

I know she will have basic checkups covered but my friends cousin has the same issue and for instance her sonograms were not covered. Does the babies father have a FT job?

---

well sonograms and all prenatal care are covered by her fathers insurance. the main concern is after the birth. no he does not hes a year younger so with another year of high school left there is no full time job in the near future.

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If she is under her fathers insurance yes than everything will be covered but once she is not and if she is still pregnant than I don't think the sonograms will be anymre.

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now i dont know if you know the answer but if she is living with her parents as a young mother will she be considered independent since she has a child and be eligible for medicaid and other programs such as WIC?

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I am really not sure but I all i know is that even if you live at home once you are 18 if you are not in school FT you are considered an adult and responsible for your own insurance.

I am sure like some of the other girls have stated that they do have plans for girls in her situation

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Posted by jennandrolo

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Posted by RitasEngaged

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Posted by jennandrolo

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Posted by RitasEngaged

I know she will have basic checkups covered but my friends cousin has the same issue and for instance her sonograms were not covered. Does the babies father have a FT job?

---

well sonograms and all prenatal care are covered by her fathers insurance. the main concern is after the birth. no he does not hes a year younger so with another year of high school left there is no full time job in the near future.

---

If she is under her fathers insurance yes than everything will be covered but once she is not and if she is still pregnant than I don't think the sonograms will be anymre.

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now i dont know if you know the answer but if she is living with her parents as a young mother will she be considered independent since she has a child and be eligible for medicaid and other programs such as WIC?

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As far as WIC and Medicaid go, yes as long as she is still living under her parents roof she will have to provide information pertaining to her parents income and as to how much monetary support she is getting from them in order for her to qualify for WIC and Medicaid.

if shes a NYS resident she can be eligable for Free health insurance or Family Health Plus. All she has to do is go to a hospital and ask to sign up for it.

http://www.ins.state.ny.us/website2/hny/english/hny.htm

Jen I don't know a lot about this but I do know that the state has some plans and most doctors are required to take it.

HealthyNY or something like that.

I know working may be difficult BUT something to know...Starbucks offers medical benefits even for part time workers. So do a lot of hospitals. Maybe something to consider.

http://www.bcbs.com/issues/medicaid/
The joint federal and state Medicaid program provides health coverage for more than 40 million low-income Americans, mostly pregnant women, children, people with disabilities and the elderly. Increasing enrollment, rising healthcare costs and the decline of employer-sponsored health coverage continue to put pressure on the financial stability of the Medicaid program.

Child Health Plus

Check here too:
http://www.empireblue.com/wps/portal/ehpmember?content_path=member/noapplication/f3/s2/t1/pw_ad067426.htm&rootLevel=2&label=Child%20Health%20Plus

Your Cost
Your cost for the Child Health Plus program will be determined by your household's total gross (pretax) monthly income.

If you qualify for subsidized coverage, your coverage may be free or your premium may be reduced. You can estimate your premium using the information in the Child Health Plus Premium Chart

If your income exceeds the subsidized limit, you may purchase CHP at the current monthly premium rate.

Final premium determination will be made based on the information supplied with your application and documentation.

Your first month's premium contribution must be included with your application.


The premium rates reflected below are the rates for families whose income is over the full premium threshold.
REGION RATE COUNTY
New York Region $189.67 Bronx, Kings, Nassau, New York (Manhattan), Queens, Richmond

Check with babies father's cvg as well, since the father will be a minor for another year, for the babies cvg.
HTH