Do you think its stupid to get one of those credit cards that have 0% interest for a year and pay it off in the next year?
Edited: I found a couples honeymoon for only $2300 flight included... I am SURE I could pay that off in a year...and I dont really have any credit cards yet... but CC scare me LOL
grkbarbie
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Re: We can't really afford a honeymoon...
if u cant afford it, i would hold off if i were u
u dont want to go into debt just to say u went on a honeymoon.
go on a honeymoon a month or 2 later... or even a yr..
Its2Snappy
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Re: We can't really afford a honeymoon...
Posted by CaseyNTim
Do you think its stupid to get one of those credit cards that have 0% interest for a year and pay it off in the next year?
If you are very good with credit cards. I had a car loan for my '01 mitsubishi. When I got the loan down to a point I felt comfortable, I opened a 15 month 0% Amex card and moved the loan over. I paid it off within 15 months and it saved me a ton of interest.
halfbaked
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Re: We can't really afford a honeymoon...
We're not going on our honeymoon until September! I'd rather do that than struggle even more for money! But that's JMO!
StaceyWill
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Re: We can't really afford a honeymoon...
Maybe wait to book it after you get the wedding gifts.
Rosalind_75
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Re: We can't really afford a honeymoon...
imo a honeymoon is a vacation. i know it will be the first trip as husband and wife but this should be fun planning not stress. do it when u can afford it. the most important thing is marrying your fh not the trip
christine2010
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Re: We can't really afford a honeymoon...
if you are set on going on a honeymoon right after the wedding & you have good credit to get a 0% card then i think you should go ahead & do that.
remember that you will receive monetary gifts that you can use to pay off part or all of it.
FutureMrsSoltan
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Re: We can't really afford a honeymoon...
Posted by grkbarbie
if u cant afford it, i would hold off if i were u
u dont want to go into debt just to say u went on a honeymoon.
go on a honeymoon a month or 2 later... or even a yr..
i agree, dont start your life together off in debt just for a honeymoon
DWKSwed
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Re: We can't really afford a honeymoon...
Yeah, I would do it. To me going on a honeymoon right after the wedding is part of all the fun and I would definitely do the 0% card if I could definitely pay it off, JMO. To me it's more special than a regular vacation I could take at any time.
Iluvpoodles
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Re: We can't really afford a honeymoon...
I don't think it's a bad idea bc you could just pay it off right away when you get your gift money. I wouldn't go crazy though with the amount.
Kristan35
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Re: We can't really afford a honeymoon...
We can't afford one as well so we're probably going to go on a mini-moon and then save for the real thing. I wouldn't risk another credit card payment unless you know you can afford to pay it off before they hit you with interest.
JayBee216
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Re: We can't really afford a honeymoon...
Posted by Iluvpoodles
I don't think it's a bad idea bc you could just pay it off right away when you get your gift money. I wouldn't go crazy though with the amount.
ITA
and...not to be TOTALLy evil, but even if you had interest it wouldn't be too nuts b/c you could pay it off ASAP after w/ wedding gifts.
