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wedding insurance

10102009Bride Posted:

wedding insurance

Hello ladies
Did you get insurance for the wedding day? Are you planning to get it?
It seems like a good idea to me. Plus my ceremony site requires us to get liability insurance. I will start researching insurance companies today.
springsandra Posted:

Re: wedding insurance

We decided not to get wedding insurance because of the time of year we're getting married. My understanding is that wedding insurance mostly covers natural disasters and not any sort of personal emergencies, so it wasn't worthwhile to us. Our RH has its own insurance, as do the majority of our vendors.

10102009Bride Posted:

Re: wedding insurance

Most companies also provide coverage for such things like
vendor no shows
ruined photos
lost rings
damage to gown
EsquireBride Posted:

Re: wedding insurance

We did wedding insurance, mostly because we had a winter wedding and we were very concerned with getting some big snowstorm and vendors not being able to make it. It wasn't that expensive and like said above, it also covered vendor no-shows even if not weather related (like a certain dollar amount would be given if your photographer was a no-show in order to stage a pretend wedding for photo purposes).

coldasice217 Posted:

Re: wedding insurance

I am definitely going to purchase it once we have our last major vendor booked. Too much of a risk weather wise for us, plus the threat of no-shows, etc. Not that I don't trust our vendors, but life happens, and what if we had to cancel ourselves for disastrous reasons?

littlepixie12 Posted:

Re: wedding insurance


Posted by springsandra

We decided not to get wedding insurance because of the time of year we're getting married. My understanding is that wedding insurance mostly covers natural disasters and not any sort of personal emergencies, so it wasn't worthwhile to us. Our RH has its own insurance, as do the majority of our vendors.



Ditto for us
littlepixie12 Posted:

Re: wedding insurance


Posted by 10102009Bride

Most companies also provide coverage for such things like
vendor no shows
ruined photos
lost rings
damage to gown



I have seperate insurance for our rings and my ering...

edt to add: your photog should have insurance that covers the photos
tee1781 Posted:

Re: wedding insurance

i almost got it because we were afraid of the vendors going out of business. Look into Travelers. They seemed pretty inexpensive and all the info was on their website. (I would make sure they'll cover vendors already booked before you get it. I'm not sure if they cover the $ you've already paid before the insurance incepts) I could be wrong

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