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What expenses in addition to down pmt , closing costs etc came with buying your house?

MrsTC Posted:

What expenses in addition to down pmt , closing costs etc came with buying your house?

DH and I are just starting the process....what other expenses are there? We're clueless!

MarcellaBella Posted:

Re: What expenses in addition to down pmt , closing costs etc came with buying your house?

appraisal
insurance
taxes
attorney
curly2003 Posted:

Re: What expenses in addition to down pmt , closing costs etc came with buying your house?

Inspections
Change of owner fee for utility companies
Termite
Fran M Posted:

Re: What expenses in addition to down pmt , closing costs etc came with buying your house?

moving company

escro money for insurance and taxes
** be careful with this especially if you are a first time buyer. Ask your lender upfront what they will require. I have heard of some lenders requesting up to one year of taxes and insurance premium held in escro.


MarcellaBella Posted:

Re: What expenses in addition to down pmt , closing costs etc came with buying your house?


Posted by curly2003


Change of owner fee for utility companies



You had to pay for that?!?!
ddunne23 Posted:

Re: What expenses in addition to down pmt , closing costs etc came with buying your house?

Long weekends at Home Depot....

MrsTC Posted:

Re: What expenses in addition to down pmt , closing costs etc came with buying your house?

thanks guys

did anyone feel like they were in over their head at first?
MarcellaBella Posted:

Re: What expenses in addition to down pmt , closing costs etc came with buying your house?


Posted by MrsTC

thanks guys

did anyone feel like they were in over their head at first?



It's PERFECTLY normal.. You don't realize all the that's involved.. but it'll work out!!

All the best to you! =)
Kelly9904 Posted:

Re: What expenses in addition to down pmt , closing costs etc came with buying your house?


Posted by MrsTC

thanks guys

did anyone feel like they were in over their head at first?



We just went to contract on our house and had to give them alot of money! I know sometimes I feel liek we are in over our head but we have done the ###s so many times that I feel comfortable knowing what we can afford and that we arent strapping ourselves. When ever I freak out, I look at that spread sheet and feel alittle better!
curly2003 Posted:

Re: What expenses in addition to down pmt , closing costs etc came with buying your house?


Posted by MarcellaBella


Posted by curly2003


Change of owner fee for utility companies



You had to pay for that?!?!



Can you believe it!!!!!!!! It wasn't much but it irked me so much that i still remeber it. The water company told me there was a one time transfer fee of like $35. Biggest BS I had EVER heard!!!!!!!!!!!!!

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