thank you! I need to open a savings, nothing long term, cause it's going to leave to pay everything off
reenielady
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Re: Which bank has best interest rate?
Emigrant Direct, ING, and HSBC all online have great rates
soontobemrsc
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Re: Which bank has best interest rate?
Emigrant Direct is up to 5% now and ING Orange is 4.35% I think. I have savings accounts with both of them and they are great! No minimums, no fees...completely online and easy!
Meaghan729
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Re: Which bank has best interest rate?
captial one online is 4.75% no minimum balance
ali120206
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Re: Which bank has best interest rate?
Citibank has an online bank that's at 5%. HSBC has an online bank with a high rate as well.
I have a savings account with ING direct because at the time I set it up, they had the best rates. I've been happy with them so far, I had FH set one up too for himself.
tropicalbride07
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Re: Which bank has best interest rate?
how does it work, when the rate are at a high. Are you locked in, or it goes up and down with the market?
I am clueless.
ali120206
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Re: Which bank has best interest rate?
Posted by tropicalbride07
how does it work, when the rate are at a high. Are you locked in, or it goes up and down with the market?
I am clueless.
It fluctuates with the market. If you were to buy a Cd, you'd be locked in at the rate.
I think when I opened my ING account, the rate was 4% and now it's either 4.25% or 4.35%.
tropicalbride07
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Re: Which bank has best interest rate?
that ING is interesting. You don't have an actual bank to go to, it's all done ellectronically. Interesting, because I do not want to open another acount (which means another bank I never get the time to go to)
Love4Eva
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Re: Which bank has best interest rate?
CITIBANK!!! The E-savings account is 5.00%!!!!!!!
ali120206
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Re: Which bank has best interest rate?
Posted by tropicalbride07
that ING is interesting. You don't have an actual bank to go to, it's all done ellectronically. Interesting, because I do not want to open another acount (which means another bank I never get the time to go to)
Most of the higher interest rates right now are through online banks (even the Citibank and HSBC just to name a couple).
tropicalbride07
Posted:
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Re: Which bank has best interest rate?
but with the citibank savings, don't you have to open a checking account? I really don't want to open another account and switch banks, and deal with all my bills I pay/direct deposit.
ali120206
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Re: Which bank has best interest rate?
Yes, the Citibank one you do need to have a Citibank checking account.
I have my ING account linked up to my regular checking account. I've had no problems with them.
ETA: You can set it up too that they automatically take money out of your account (I have my paycheck direct deposited entirely into my checking and get a portion pulled out for savings).
giggles62
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Re: Which bank has best interest rate?
I use HSBC online savings account I think it is up to 5.05%.
sarahradio5
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Re: Which bank has best interest rate?
ING Direct! You have access to your money (within days, anyway)... right now it's about a 4.25% interest rate! My money is gaining interest without me doing anything!
I trust them 100%... I've had an account with them for about 4 years! Their interest rate helped me save $$ to buy our house and now it's helping towards saving for the wedding.
FM me for more info... I have a link I can send you where you get $25 free for opening an account with them!
jilmadison
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Re: Which bank has best interest rate?
I agree with those who said ING. I have an account there and I love it. I think i am making 4.35%
moonlithaze
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Re: Which bank has best interest rate?
Posted by giggles62
I use HSBC online savings account I think it is up to 5.05%.
