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Mortgage Question
Soon2BeMrsB Posted: Sep 15, 2010 01:29 PM+
Soon2BeMrsB MEMBER SINCE: 6/09 TOTAL POSTS : 230 WEDDING DATE: May 31, 2010
Posted: Sep 15, 2010 01:29 PM bride-minus.png

Mortgage Question

Can anyone recommend a bank or mortgage lender?

DH has a pretty low credit score and we were just denied PMI. (We have less than 20% to put down). It's so frustrating because we were preapproved for the mortgage, but not the PMI.

TIA
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LadyDuda81509 Posted: Sep 15, 2010 02:36 PM+
LadyDuda81509 MEMBER SINCE: 5/09 TOTAL POSTS : 7762 WEDDING DATE: Aug 15, 2009 WEDDING LOCATION: Swan Club
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Re: Mortgage Question

our mortgage is thru chase
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KittyGags Posted: Sep 15, 2010 02:56 PM+
KittyGags MEMBER SINCE: 9/08 TOTAL POSTS : 3349 WEDDING DATE: Sep 04, 2009
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Re: Mortgage Question

I'm a Chase gal too.
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MR1223 Posted: Sep 15, 2010 03:10 PM+
MR1223 MEMBER SINCE: 3/09 TOTAL POSTS : 1048 WEDDING DATE: May 14, 2010
Posted: Sep 15, 2010 03:10 PM bride-minus.png

Re: Mortgage Question

we used bank of america.
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MrsHandsome2Be Posted: Sep 15, 2010 03:19 PM+
MrsHandsome2Be MEMBER SINCE: 8/08 TOTAL POSTS : 2966 WEDDING DATE: Apr 17, 2010
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Re: Mortgage Question


Posted by MR1223

we used bank of america.



us too
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nraboni Posted: Sep 15, 2010 03:36 PM+
nraboni MEMBER SINCE: 2/09 TOTAL POSTS : 1670 WEDDING DATE: Sep 06, 2009
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Re: Mortgage Question

With less than 20% and low credit score you can go with an FHA mortgage. My FHA mortgage is through CitiBank.
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alli3131 Posted: Sep 15, 2010 03:45 PM+
alli3131 MEMBER SINCE: 3/08 TOTAL POSTS : 3670 WEDDING DATE: May 02, 2009 WEDDING LOCATION: Leonards of Great Neck
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Re: Mortgage Question

Fha through Wells fargo
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FuTuRe MrS MaZz Posted: Sep 15, 2010 03:47 PM+
FuTuRe MrS MaZz MEMBER SINCE: 5/07 TOTAL POSTS : 15066 WEDDING DATE: Aug 02, 2009
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Re: Mortgage Question


Posted by alli3131

Fha through Wells fargo



ditto
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stinenandy2010 Posted: Sep 15, 2010 04:17 PM+
stinenandy2010 MEMBER SINCE: 2/08 TOTAL POSTS : 13987 WEDDING DATE: Jan 02, 2010
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Re: Mortgage Question


Posted by FuTuRe MrS MaZz


Posted by alli3131

Fha through Wells fargo



ditto



i third this

we went through a broker and got the best rate this way as well.
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Tracey1979 Posted: Sep 15, 2010 11:59 PM+
Tracey1979 MEMBER SINCE: 3/09 TOTAL POSTS : 2572 WEDDING DATE: Dec 12, 2009
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Re: Mortgage Question


Posted by FuTuRe MrS MaZz


Posted by alli3131

Fha through Wells fargo



ditto



This is what we are doing. You only have to put a minimum of 3.5% down for FHA
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Clover23 Posted: Sep 16, 2010 07:03 AM+
Clover23 MEMBER SINCE: 5/09 TOTAL POSTS : 12797 WEDDING DATE: May 15, 2010
Posted: Sep 16, 2010 07:03 AM bride-minus.png

Re: Mortgage Question

we're using bethpage
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Soon2BeMrsB Posted: Sep 17, 2010 01:29 PM+
Soon2BeMrsB MEMBER SINCE: 6/09 TOTAL POSTS : 230 WEDDING DATE: May 31, 2010
Posted: Sep 17, 2010 01:29 PM bride-minus.png

Re: Mortgage Question

FHA definitely looks like our best option. Thanks for the info ladies!
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