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question about credit/credit scores

SummerBride10 Posted: Oct 30, 2010 09:15 AM+

SummerBride10 MEMBER SINCE: 1/08 TOTAL POSTS : 27153 WEDDING DATE: Jul 17, 2010

Posted: Oct 30, 2010 09:15 AM

question about credit/credit scores

I'm not sure about this one..hoping someone out there knows the answer!

I have better credit than DH does. If he puts me on his credit cards or his account with his credit union, would that end up lowering my credit?

TIA!

Clover23 Posted: Oct 30, 2010 09:19 AM+

Clover23 MEMBER SINCE: 5/09 TOTAL POSTS : 12797 WEDDING DATE: May 15, 2010

Posted: Oct 30, 2010 09:19 AM

Re: question about credit/credit scores

it shouldn't. it could help his though.

eta: we put him on all of my accounts to better his credit, and it didn't affect mine.

Soon2BeMrsB Posted: Oct 30, 2010 09:28 AM+

Soon2BeMrsB MEMBER SINCE: 6/09 TOTAL POSTS : 230 WEDDING DATE: May 31, 2010

Posted: Oct 30, 2010 09:28 AM

Re: question about credit/credit scores

We actually did the opposite. I put DH on one of my credit cards that had a long history and it helped his credit score.

I don't think putting you on one of your DH accts would hurt your credit.

SummerBride10 Posted: Oct 30, 2010 01:30 PM+

SummerBride10 MEMBER SINCE: 1/08 TOTAL POSTS : 27153 WEDDING DATE: Jul 17, 2010

Posted: Oct 30, 2010 01:30 PM

Re: question about credit/credit scores

Perfect! Thanky ou!!

BrideC Posted: Oct 30, 2010 05:00 PM+

BrideC MEMBER SINCE: 11/09 TOTAL POSTS : 771 WEDDING DATE: Sep 03, 2010

Posted: Oct 30, 2010 05:00 PM

Re: question about credit/credit scores

There is a really good website Creditkarma.com...it is truly free and gives you, your credit score and updates. You can keep track of your credit there!